What are the best credit union student credit cards?

No, you don't need a job to get a student credit card, though you do need enough income to cover both your regular expenses and minimum monthly credit card payments, which are around $20 for most student cards. What counts as income depends on the credit card issuer and your age. You might be able to include scholarships, household income and even your allowance, among other sources.

What Counts as Income on Student Credit...

When filling out the income field on a student credit card application, you can put wages from full-time or part-time jobs, investment dividends, and most other funds that are regularly deposited into your bank account. Excess scholarship money that ends up in your bank account typically counts as income, too.

In general, if the money is available to pay a debt you owe, and is not earmarked exclusively for education expenses, it usually...

To qualify for a student credit card, an applicant must be a student, at least 18 years old, and capable of affording monthly credit card payments. Proof of enrollment at a college or university may be needed, too, though specific documentation requirements vary by card issuer.

What's Needed to Qualify for a Student Credit Card?

Minimum age requirement of 18 years.

You must be at least 18 years old and a U.S....