The best credit union student credit card is the Connexus Credit Union College Rewards Credit Card because it gives 1.5 points per $1 spent on all purchases. The card also comes with an initial bonus of 2,500 points after your first purchase and a $0 annual fee. To qualify for this card, applicants must be members of Connexus Credit Union. Anyone can join Connexus Credit Union by donating $5 to the Connexus Association, and students at select colleges can join without a donation.
Many credit unions offer student credit cards, though membership is often restricted to locals. You can check out the best credit unions based on where you live or study right here on WalletHub.
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No, you don't need a job to get a student credit card, though you do need enough income to cover both your regular expenses and minimum monthly credit card payments, which are around $20 for most student cards. What counts as income depends on the credit card issuer and your age. You might be able to include scholarships, household income and even your allowance, among other sources.
When filling out the income field on a student credit card application, you can put wages from full-time or part-time jobs, investment dividends, and most other funds that are regularly deposited into your bank account. Excess scholarship money that ends up in your bank account typically counts as income, too.
In general, if the money is available to pay a debt you owe, and is not earmarked exclusively for education expenses, it usually...
To qualify for a student credit card, an applicant must be a student, at least 18 years old, and capable of affording monthly credit card payments. Proof of enrollment at a college or university may be needed, too, though specific documentation requirements vary by card issuer.
What's Needed to Qualify for a Student Credit Card?
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Patelco Credit Union Progress Student Rewards Mastercard® Credit Card, Purdue Student Visa® Traditional Rewards Credit Card, Connexus Credit Union College Rewards Credit Card, Connex Credit Union College Rewards Credit Card, Cloverbelt Credit Union College Rewards Credit Card, Amplify Credit Union College Rewards Credit Card, A+ Federal Credit Union College Rewards Credit Card, and Deserve® EDU Mastercard for Students
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