How do I get a custom metal credit card?

Metal credit cards have proven to be quite popular, so new options are regularly being introduced. You can find the latest list of metal credit cards below, based on our analysis of WalletHub’s database of 1,000+ credit card offers.

2021 metal credit cards list:

Thanks to metal credit cards being seen as more elite cards, they often have high annual fees and require good-to-excellent credit.

You don’t have to do anything special to get the Capital One Venture metal card. All new cardholders who are approved for Capital One Venture will receive the metal version, unless they specifically request to customize the card with a photo. This is a special promotion that’s been going since February 15, 2017. Capital One has not yet announced an end date.… read full answer

Here’s how to get the Capital One Venture metal card:

• If you’re a new applicant: Apply for the card. As long as you don’t request a photo card on your application, you’ll automatically get a metal card. Just keep in mind that if you ask for a photo card you’ll need to call customer service if you want to switch to metal later, since your normal replacement cards would also be photo cards.
• If you’re an existing cardholder: Ask for a metal replacement. Call the number on the back of your card and ask if you’re eligible for the metal version. Some people aren’t, due to things like missed payments in the past. But if you are, you can order a replacement, which should arrive in 7-10 business days.

There’s no difference in rates, fees or the way you use the metal card vs. the plastic one. But naturally, the metal one feels a bit more prestigious. Metal credit cards are typically the cards with the highest annual fees and the best benefits. That being said, don’t worry too much about what your credit card is made of. It’s just a tool for making purchases, and its terms are what really matter.

If you’re keen on getting a metal credit card and don’t want to pay hundreds of dollars in annual fees, this is a great option. Capital One Venture comes with excellent rewards: 2 miles per $1 spent, along with 100,000 miles bonus for spending $20,000 within the first 12 months or 50,000 bonus points for spending for spending $3,000 during the first 3 months your account is open.

It’s also important to note that although Capital One hasn’t announced an end date for the Capital One Venture metal cards, this promotion could end at any time.