You can get a custom metal credit card by sending your plastic to a company that will convert it to metal. There are many third-party vendors that offer this kind of service, such as Lion Card and Metal-CreditCard.com.
Here’s how to get a custom metal credit card:
Find a trustworthy third-party vendor. Both Metal-CreditCard.com and Lion Card have been in business for more than 5 years and have mostly positive reviews. In addition, they both have an A+ rating according to the Better Business Bureau.
Choose your design. You can change your plastic credit or debit card to metal with a custom design in a sleek metal or 24K gold finish. The types of metals that can be used for these cards include chrome, silver, stainless steel and a host of alloys. There are basic custom designs as well, such as flags and logos. You can also work with one of the companies’ card designers to create your own fully customized metal card.
Send your card. Once you have submitted your order, you can send them your card via mail. Make sure your card is locked or frozen before you send it.
Create a new card. Companies that make custom metal credit cards will transfer your card’s EMV chip and magnetic stripe data. However, your new card will not have the Tap and Pay Function anymore, as the metal will block the frequency emitted from the EMV chip.
Receive your metal card. It usually takes around 2-7 days to receive your new card. It will take longer for international orders.
There are also many issuers that offer metal credit cards nowadays. However, most metal cards have high annual fees and require good-to-excellent credit. So, make sure you get a credit card that has worthwhile perks and fits your individual needs and budget.
There are various ways to customize credit cards; some credit card issuers offer personalized credit cards, such as Wells Fargo, which allows customers to upload their own photos and designs for some cards. Plus, Discover lets customers choose their card design from a number of pre-set options. Bank of America has 4 affinity Bank of America Cash Rewards cards, and each has its own design; or you can choose the Major League Baseball affinity card and pick your favorite team’s logo. Chase offers Star Wars and Disney-themed designs for their 2 co-branded Disney credit cards. And Barclays offers choices of different NFL teams on its co-branded NFL credit cards.… read full answer
If your card issuer doesn’t offer any design choices for your credit card, consider making your own credit card “skin” through an outside service. Tenstickers and CUCU are 2 services that let you browse lots of pre-made designs or customize your own. Some card skins are removable, and some are built to stay on indefinitely.
Those looking for a different material for their credit card have options, too. You can turn your plastic card into a metal credit card, EMV chip and all, from companies like metal-creditcard.com. Or go a step further and convert your plastic into 24-karat gold, stainless steel, or carbon fiber with a company such as Lion Credit Card. In either case, you’ll have to be willing to send them your credit card in the mail.
One of the best Capital One metal credit cards is the Capital One Venture X Rewards Credit Card. This card offers 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel, 5 miles per $1 spent on flights booked through Capital One Travel, and 2 miles per $1 on all other purchases. Capital One Venture X also gives 75,000 miles for spending $4,000 in the first 3 months. But there are a few more great options available, too.
The Capital One Venture X card gives 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel, 5 miles per $1 spent on flights booked through Capital One Travel, and 2 miles per $1 on all other purchases. Plus, with this card, you get 75,000 miles for spending $4,000 in the first 3 months. The card’s annual fee is $395. The Capital One Venture X card requires excellent credit for approval.… read full answer
The Capital One Venture card gives 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. Plus, with this card, you get 75,000 miles for spending $4,000 in the first 3 months. The card’s annual fee is $95. The Capital One Venture card requires at least good credit for approval.
The Capital One Savor card gives 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases and 10% back on purchases made through Uber & Uber Eats). Plus, with this card, you get $300 for spending $3,000 in the first 3 months. The card’s annual fee is $95. The Capital One Savor card requires at least good credit for approval.
These are great rewards cards, with each of them offering a good initial bonus and coming with a good rewards rate.
Ultimately, you might want to check out our editors’ latest picks for the best metal credit cards on the market and see which one suits your needs better.
No, Bank of America does not offer any metal credit cards. All of the Bank of America credit card offers that are currently available are made of traditional plastic materials, rather than metal, but a metal card is functionally no different from a plastic credit card. The only real difference is that metal credit cards are heavier and more durable.… read full answer
If you’re willing to consider cards from other major issuers, some popular metal credit cards include the Chase Sapphire Preferred® Card and Citi® / AAdvantage® Executive World Elite Mastercard®. Just keep in mind that even though metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and budget.
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