You can apply for the Dell Credit Card either online or over the phone at (800) 999-3355. The online application actually serves as checking for pre-qualification and does a soft pull on your credit, which will have no impact on your credit score. Keep in mind that you need at least fair credit for high chances of approval.
How to Apply for the Dell Credit Card Online
Visit the Dell Credit Card webpage and click on “Get Pre-Qualified.”
Enter your name, address, and the last 4 digits of your Social Security Number.
Click the “Check Pre-qualification” button.
It’s worth noting that, if you do prequalify and want to get the card, you will need to submit an actual application which will result in a hard pull. This inquiry might negatively affect your credit score for a little while.
As with most store cards, you will need a score of at least 640 to get the Dell Credit Card. Other than a fair credit score, an income, reasonable debt-to-income ratio and no recent negatives will be elements the issuer will consider.
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