What's the best Delta credit card bonus?

This question is about Best Delta Credit Cards

ASHLEY WADE, Tech Girl

@shlee • 02/12/21 This answer was first published on 09/05/19 and it was last updated on 02/12/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report

The best Delta credit card bonus is 40,000 miles bonus after spending $1,000 with the Delta SkyMiles® Gold American Express Card in the first 3 months. Cardholders can also get a $100 Delta Flight Credit after spending $10,000 in purchases in a calendar year. The Delta Gold Card’s annual fee is: $0 intro 1st yr, $99 after. That’s a big reason why this card comes out on top of the other Delta credit card offerings.

Another close contender is the Delta SkyMiles® Platinum American Express Card. It offers 50,000 miles bonus for spending $2,000 in the first 3 months. However, at $250, the annual fee for the Amex Delta Platinum card is much higher than what the Delta Gold Card card charges.

Even with the higher statement credit from the Amex Delta Platinum card, travelers will get the best value from the Delta Gold Card card, especially in the first year.

Best SkyMiles Credit Cards

Best Welcome Bonus: Delta SkyMiles® Gold American Express Card

Best for Everyday Purchases: Delta SkyMiles® Blue American Express Card

Best for Benefits: Delta SkyMiles® Platinum American Express Card

Best for Lounge Access: Delta SkyMiles® Reserve American Express Card

For big-spenders in particular, the Amex Delta Platinum card may wind up being the best SkyMiles credit card because of its benefits. There’s a bonus of 50,000 miles for spending $2,000 in the first 3 months. Cardholders also discounted Delta Sky Club access. This card comes with a $250 annual fee, however.

The bottom line is that if you’re a Delta enthusiast who flies with the airline regularly, it makes good sense from a rewards perspective to keep a SkyMiles card in your wallet. If you’re not partial to Delta, SkyMiles cards are probably not your best option. Expanding your selection to include other airlines will open up travel reward card possibilities comparable to, and in some cases more attractive than, SkyMiles cards.

show less

Are airline miles worth it?

Yes, airline miles are worth it. Whether you earn airline miles through an airline’s frequent flyer program or from a credit card with miles, you’re earning something of value in return for money you would be spending anyway. The miles you earn can then be redeemed for free flights and flight upgrades, saving you money on future purchases.… read full answer

Frequent flyer programs affiliated with major airlines are free to join. Once you sign up, you just have to enter your membership number each time you book a flight to get your miles. Airline credit cards and general travel rewards credit cards help you earn miles much faster, since you can earn miles on tons of different purchases. Many cards also have signup bonuses.

The best airline and travel credit cards often have annual fees. So you’ll have to weigh the value of the miles you’d earn against the cost of the card to determine if the airline miles are worth it. You can also choose a credit card with a $0 annual fee, but you may not earn as many miles.

If you’re usually loyal to one airline, it makes sense to get a credit card for that specific airline. However, if you instead bounce around and book flights on whichever airline has the best and cheapest route, you should get a general travel rewards credit card that’s not affiliated with just one airline.

You can redeem miles for free flights and flight upgrades, whether you’re earning them from a frequent flyer program or a rewards credit card. Credit card miles can also be redeemed for other travel-related purchases, like hotel stays and car rentals, in most cases.

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.