To check your Delta Gold Card balance, log in to your American Express account online or call credit card customer service at 1-800-528-4800. It’s also possible to check your Delta Gold Card balance through the American Express app.
How to Check Your Delta Gold Card Balance
Online: Log in to your American Express account to see your Delta Gold Card’s balance.
By Phone: Call 1-800-528-4800 and follow the prompts to have the automated system read your current balance.
By App: Log in to the American Express app. Your credit card balance will be shown on the home screen.
It’s a good idea to keep an eye on your Delta Gold Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
The Delta SkyMiles® Gold American Express Card interest rate is 20.49% - 29.49% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This Delta Gold Card card interest rate is variable, meaning it can change based on certain economic conditions.
The Delta Gold Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Delta Gold Card card, it will accumulate interest daily at the card’s regular APR.... read full answer
In addition to the regular interest rate, Delta Gold Card also charges a separate 29.99% (V) interest rate on cash advances. All Delta Gold Card card interest rates will be listed on your statement and on your online account summary.
Yes, the Delta SkyMiles® Gold American Express Card does have a late fee of up to $40, which applies when cardholders don't make the minimum payment by the due date. The late fee for the Delta Gold Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009.
If you accidentally make less than the required minimum payment or you miss your Delta Gold Card due date entirely, you can always ask customer service to remove the late fee by calling 800-528-4800. This is much more likely to work if you have a great payment history with American Express, but even if not, there's no harm in asking.... read full answer
To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.
No, the Delta Gold Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Delta Gold Card is not a great credit card to use.
Alternatively, you can check out the ... read full answerbest 0% APR credit cards of 2023, selected by WalletHub’s editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.
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