Chip Lupo, Credit Card Writer
@CLoop
The Delta SkyMiles® Reserve American Express Card does not offer price protection. The Delta Reserve Credit Card’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.
In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.
Delta SkyMiles® Reserve American Express Card
People also ask
How much is the Delta Reserve Credit Card cash advance fee?
The Delta SkyMiles® Reserve American Express Card cash advance fee is 5% (min $10) per transaction, whichever is higher. A cash advance fee is charged when using the Delta Reserve Credit Card for cash withdrawals at an ATM.
Bear in mind that when you make a cash advance, you will incur other costs in addition to the Delta Reserve Credit Card cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.
read full answerWhat is the Delta Reserve Credit Card credit score requirement?
The Delta SkyMiles® Reserve American Express Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Delta Reserve Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Delta Reserve Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment...
read full answerHow much is the Delta Reserve Credit Card annual fee?
The Delta Reserve Credit Card annual fee is $550. This card’s annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Delta SkyMiles® Reserve American Express Card, either.
Delta Reserve Credit Card Fees
- Annual Fee: $550
- Cash Advance Fee: 5% (min $10)
- Foreign Transaction Fee: 0%
- Max Late Fee: $40
Keep in mind that an annual fee is a common charge with...
read full answerDid we answer your question?