The Delta SkyMiles® Reserve American Express Card does not offer price protection. The Delta Reserve Credit Card’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.
In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.
Bear in mind that when you make a cash advance, you will incur other costs in addition to the Delta Reserve Credit Card cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.… read full answer
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Delta Reserve Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Delta Reserve Credit Card credit score requirement. You can check your credit score for free on WalletHub.
The Delta Reserve Credit Card annual fee is $550. Delta Reserve Credit Card’s $550 annual fee, which starts the second year, is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Delta SkyMiles® Reserve American Express Card, either.
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