Chip Lupo, Credit Card Writer
@CLoop
To add a Delta Reserve Credit Card authorized user, log in to your online account and click the “Account Services” tab, or call customer service at 1 (800) 528-4800. You will need to provide the person’s full name, email address, Social Security number or ITIN, home address, and date of birth to add them as an authorized user.
A primary cardholder can make anyone a Delta Reserve Credit Card authorized user as long as they are at least 13 years old.
How to Add a Delta Reserve Credit Card Authorized User Online
- Log in to your Delta Reserve Credit Card account.
- Click the “Account Services”.
- Click “Add Someone to Account" under the “Manage Additional Card Members".
- Enter the user’s full name, Social Security number, and date of birth.
- Click “Agree & Submit.”
When you add a Delta Reserve Credit Card authorized user, they will receive their own credit card, sent to your mailing address, within 14 days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. American Express authorized users are able to make purchases, earn rewards, use the Amex app, and make payments. However, they cannot redeem rewards or set their spending limit.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. American Express reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.
Delta SkyMiles® Reserve American Express Card
Delta SkyMiles® Reserve American Express Card
People also ask
Do authorized users build credit?
Yes, authorized users do build credit. You can actually build a good or excellent credit score just as an authorized user on a credit card. When you become an authorized user, the account is added to your credit report, which means on-time payments by the primary cardholder will help you build good credit history. But because authorized users are not responsible for paying the bills, credit scores don’t give authorized user accounts as much weight. So...
read full answerHow do I remove an authorized user from my credit card?
To remove an authorized user from a credit card, call the customer service phone number on the back of your card or make the request through your online account. You can also mail your request to the issuer, though it would be much slower. Either the primary cardholder or the authorized user can request removal.
You will need to provide the card number, the primary cardholder’s name, and the authorized user’s name. Some credit card...
read full answerIs there a minimum age for an authorized user on a credit card?
No, there is no legally required minimum age for an authorized user on a credit card. That’s because authorized users aren’t entering into any kind of contract or borrowing money in their own name. As a result, many issuers do not have age requirements when it comes to authorized users. This means you could even make a newborn an authorized user on your account if you want to. Just note that some credit card companies have...
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