What is the Blue Delta SkyMiles Credit Card minimum payment? This question is about the Delta SkyMiles® Blue American Express Card

The Blue Delta SkyMiles Credit Card minimum payment is 1% - 2% of the statement balance, plus fees and interest, or $40 – whichever is higher. The minimum amount due on your Blue Delta SkyMiles Credit Card account will always be listed on your monthly statement. Blue Delta SkyMiles Credit Card Minimum Payment Scenarios 1% of the statement balance (not counting any interest, fees, overlimit amounts, or plan balances) plus any interest charged on the monthly billing statement. 2% of the statement balance (not counting any penalty fees, overlimit amounts, or plan balances). $40. Once the highest amount is determined from those options, Amex will then add any penalty fees listed on the billing statement, along with up to 1/24th of any overlimit amount, any plan payment due, and any amount past due. The minimum payment is the smallest amount you’re obligated to pay by the due date for your Blue Delta SkyMiles Credit Card account to be in good standing. To avoid paying interest, you’ll want to pay your balance in full each month rather than just the minimum.

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What is the Blue Delta SkyMiles Credit Card minimum payment?

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This question is about the Delta SkyMiles® Blue American Express Card

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Chip Lupo, Credit Card Writer

@CLoop • 11/29/21 This answer was first published on 11/29/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Blue Delta SkyMiles Credit Card minimum payment is 1% - 2% of the statement balance, plus fees and interest, or $40 – whichever is higher. The minimum amount due on your Blue Delta SkyMiles Credit Card account will always be listed on your monthly statement.

Blue Delta SkyMiles Credit Card Minimum Payment Scenarios

1% of the statement balance (not counting any interest, fees, overlimit amounts, or plan balances) plus any interest charged on the monthly billing statement.
2% of the statement balance (not counting any penalty fees, overlimit amounts, or plan balances).
$40.

Once the highest amount is determined from those options, Amex will then add any penalty fees listed on the billing statement, along with up to 1/24th of any overlimit amount, any plan payment due, and any amount past due.

The minimum payment is the smallest amount you’re obligated to pay by the due date for your Blue Delta SkyMiles Credit Card account to be in good standing. To avoid paying interest, you’ll want to pay your balance in full each month rather than just the minimum.

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The average American credit card debt is $8,701 per household, according to WalletHub’s 2019 Credit Card Debt Study. Americans started 2019 with over $1 trillion in credit card debt. And though we repaid $38.2 billion of that amount by the end of Q1, we added $35.5 billion in new debt by the end of Q2. That’s the largest Q2 buildup, ever, and we continued adding to our tab throughout the rest of the year. In other words, there is reason...

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Does making just the minimum payment hurt my credit score?

No, making just the minimum payment on a credit card does not hurt your credit score, at least not directly. It actually does the opposite. Every time you make at least the minimum credit card payment by the due date, positive information is reported to credit bureaus. Plus, the exact amount you pay doesn’t factor into the payment history portion of your credit score. It’s simply noted that you’ve made a payment on time.

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