Chip Lupo, Credit Card Writer
Yes, the Delta SkyMiles® Gold American Express Card does have a late fee of up to $40, which applies when cardholders don't make the minimum payment by the due date. The late fee for the Delta Gold Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009.
If you accidentally make less than the required minimum payment or you miss your Delta Gold Card due date entirely, you can always ask customer service to remove the late fee by calling 800-528-4800. This is much more likely to work if you have a great payment history with American Express, but even if not, there's no harm in asking.
To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.
Delta SkyMiles® Gold American Express Card
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