Can you upgrade a Delta Gold Card? This question is about the Delta SkyMiles® Gold American Express Card

Yes, you can upgrade your Delta SkyMiles® Gold American Express Card to a better offer as long as you’ve had the card for at least 14 months, and you will have the best odds if your credit score and income have gone up since you applied. To see if your Delta Gold Card qualifies for an upgrade, call customer service at 1 (800) 528-4800. American Express also periodically sends targeted upgrade offers to existing cardholders by email and in their online account. Delta Gold Card Upgrade: What You Should Know The account should be open for at least 14 months before requesting an upgrade. A history of on-time payments and low credit utilization increases your chances of getting an upgrade. American Express only allows upgrades to cards within the same card family. For example, you cannot upgrade from Delta Gold Card to a business card or co-branded card. If you upgrade to a American Express card with an annual fee, the charge will appear on the new card’s first monthly statement. If you’re eligible for a refund on your Delta Gold Card’s annual fee, American Express will pro-rate the amount of your refund, based on how long it’s been since the fee posted to your original account. You will not be eligible for any initial bonus offers or introductory 0% APR offers associated with the new card, unless they’re included as part of the upgrade offer. Delta Gold Card upgrades do not require a hard inquiry on your credit report, so there’s no effect on your credit score. A Delta Gold Card upgrade typically takes just a few minutes. If you are approved, you should receive your card within 7-10 days from the approval date. Your card number won’t change, but you will receive a new card with an updated expiration date and security code. You can use your old card until the new one arrives, and it will have all the benefits of the new card as soon as the upgrade is complete. Your current credit limit and APR will carry over to the new card, as will any unredeemed rewards, unless stated differently in the upgrade terms.

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Can you upgrade a Delta Gold Card?

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This question is about the Delta SkyMiles® Gold American Express Card

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Chip Lupo, Credit Card Writer

@CLoop • 12/06/21 This answer was first published on 12/06/21 and it was last updated on 12/06/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, you can upgrade your Delta SkyMiles® Gold American Express Card to a better offer as long as you’ve had the card for at least 14 months, and you will have the best odds if your credit score and income have gone up since you applied. To see if your Delta Gold Card qualifies for an upgrade, call customer service at 1 (800) 528-4800. American Express also periodically sends targeted upgrade offers to existing cardholders by email and in their online account.

Delta Gold Card Upgrade: What You Should Know

The account should be open for at least 14 months before requesting an upgrade.
A history of on-time payments and low credit utilization increases your chances of getting an upgrade.
American Express only allows upgrades to cards within the same card family. For example, you cannot upgrade from Delta Gold Card to a business card or co-branded card.
If you upgrade to a American Express card with an annual fee, the charge will appear on the new card’s first monthly statement.
If you’re eligible for a refund on your Delta Gold Card’s annual fee, American Express will pro-rate the amount of your refund, based on how long it’s been since the fee posted to your original account.
You will not be eligible for any initial bonus offers or introductory 0% APR offers associated with the new card, unless they’re included as part of the upgrade offer.
Delta Gold Card upgrades do not require a hard inquiry on your credit report, so there’s no effect on your credit score.

A Delta Gold Card upgrade typically takes just a few minutes. If you are approved, you should receive your card within 7-10 days from the approval date. Your card number won’t change, but you will receive a new card with an updated expiration date and security code.

You can use your old card until the new one arrives, and it will have all the benefits of the new card as soon as the upgrade is complete. Your current credit limit and APR will carry over to the new card, as will any unredeemed rewards, unless stated differently in the upgrade terms.

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How can I redeem the miles from my Gold Delta SkyMiles card?

You can redeem your Delta Gold Card miles by signing in to your Delta account online or by calling (800) 528-4800.

There are many ways you can redeem your miles. For example, you can book airfare or an entire vacation package, upgrade your travel experience, or buy/donate Delta gift cards.

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How do I apply for the Gold Delta SkyMiles card?

The easiest way to apply for the Delta Gold Card is online. Alternately, you can apply over the phone, by calling customer service at (800) 223-2670.

If you have a mail offer, you can either fill out the application form you received and mail it back to American Express, or visit the Amex credit card website.

Here’s how you can apply for the Delta Gold Card:

Online: To apply for the Delta Gold Card online, click the “Apply Now” button, then...

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What is the Delta Gold Card credit score requirement?

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