The Delta SkyMiles® Platinum American Express Card categories for bonus rewards are restaurants worldwide (plus takeout and delivery in the U.S.) , U.S. supermarkets, Delta purchases, purchases made directly with hotels. Purchases that fall into the Amex Delta Platinum bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “U.S. supermarkets,” for example, purchases made at that merchant will earn bonus rewards on cards that include “U.S. supermarkets” as a bonus category.
When choosing a rewards credit card, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So if you spend a lot in the categories offered on the Amex Delta Platinum card, it may be a good card for you.
The value of Delta miles is 1.12 cents per mile, on average. That means 10,000 Delta miles have a value of roughly $112. Delta miles are less valuable than the average airline miles, which are worth 1.32 cents each, as a result.
It's important to remember that the value of Delta miles depends on how they are redeemed. They have the most value when used for SkyMiles flights. In addition, one of the best ways...
There are three different types of credit card rewards: points, miles and cash back. Rewards credit cards are also targeted to three main groups: students, small business owners and people with above-average credit.
Although there are differences between credit card rewards currencies and the ways in which credit card companies dole them out to different groups, the major types of credit card rewards all work pretty much the same way. You’ll earn rewards for...
You can redeem your credit card rewards online, through the issuer’s mobile app, or over the phone, depending on the card. The most common credit card rewards redemption options include cash back, travel purchases, and gift cards.
Once you redeem your credit card rewards, they’ll be subtracted from your rewards balance immediately. If you wish to redeem your rewards for a statement credit, it will generally be credited to your account within 2-3...
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