Chip Lupo, Credit Card Writer
@CLoop
The Delta SkyMiles® Platinum American Express Card categories for bonus rewards are restaurants worldwide (plus takeout and delivery in the U.S.) , U.S. supermarkets, Delta purchases, purchases made directly with hotels. Purchases that fall into the Amex Delta Platinum bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “U.S. supermarkets,” for example, purchases made at that merchant will earn bonus rewards on cards that include “U.S. supermarkets” as a bonus category.
When choosing a rewards credit card, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So if you spend a lot in the categories offered on the Amex Delta Platinum card, it may be a good card for you.
Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express Card
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