The Delta SkyMiles® Platinum American Express Card’s benefits include travel insurance, free checked bags and priority boarding on Delta flights, discounted Delta Sky Club access, and 20% off refreshments and headphones when flying with Delta. Another Delta SkyMiles® Platinum American Express Card perk is its initial bonus offer: 50,000 miles and 5,000 Medallion Qualification Miles after spending $2,000 in the first 3 months. This card offers benefits such as purchase protection and extended warranties, too.… read full answer
Its travel insurance includes coverage for rental cars and lost or stolen baggage. Since it's an airline credit card, most of this card’s benefits are related to travel. But there’s plenty to cover your everyday spending too. That includes return protection, which can reimburse you for recent purchases that you’re unable to return for a refund. Making the most of these benefits will help make up for the card’s $250 annual fee.
Top Amex Platinum Delta Benefits:
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Baggage insurance: If you pay for your flight with a Delta SkyMiles® Platinum American Express Card, you and your immediate family are covered for lost, damaged and stolen luggage during the travel. Coverage can be provided for up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage, in excess of coverage provided by the carrier. The coverage is also subject to a $3,000 aggregate limit per trip.
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Car rental insurance: If a car you rented with your Delta SkyMiles® Platinum American Express Card suffers theft or damage, you’re covered up to $50,000. Your auto rental insurance covers repairs or the cost of the car. To active it, decline to buy the rental company’s insurance. This card provides secondary coverage and does not include liability coverage. You should note that not all vehicle types or rentals are covered and geographic restrictions also apply.
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Initial bonus: You earn 50,000 miles and 5,000 Medallion Qualification Miles after spending $2,000 in the first 3 months.
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First checked bag free: When you book a flight with your Delta SkyMiles® Platinum American Express Card, you and up to 9 people on your reservation get the first checked bag free.
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Delta Sky Club access: Delta Platinum members get access to Delta Sky Club airline lounges for $39 per visit. A normal single-visit pass costs $59.
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In-flight savings: Delta SkyMiles® Platinum American Express Card members save 20% on in-flight food, beverages, and headphones on Delta-operated flights. The discount comes as a statement credit.
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Priority boarding: Card members get to board with Zone 1 on all Delta flights.
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Extended warranty: You can get up to one extra year of warranty on items purchased with this card. It applies to warranties of five years or less. Coverage is up to the actual amount charged to your card for the item up to a maximum of up to $10,000 per item and up to $50,000 per account per year.
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Purchase protection: If something you purchased with your Delta SkyMiles® Platinum American Express Card gets accidentally damaged or stolen within 90 days of purchase, you could be eligible for up to $1,000 in reimbursement per occurrence and up to $50,000 per account per year.
Several of Delta SkyMiles® Platinum American Express Card’s benefits make your flight more enjoyable. Others provide peace of mind about purchases. But the most valuable benefits are the different types of travel insurance it offers. That’s one of several reasons this card makes the most sense for a frequent Delta flyer.
Insurance benefits disclosure: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Baggage Insurance Plan - For New York State residents, there is a $2,000 per bag/suitcase limit for each covered person with a $10,000 aggregate maximum for all covered persons per covered trip.
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