Chip Lupo, Credit Card Writer
The Delta Reserve Credit Card minimum payment is 1% - 2% of the statement balance, plus fees and interest, or $40 – whichever is higher. The minimum amount due on your Delta Reserve Credit Card account will always be listed on your monthly statement.
Delta Reserve Credit Card Minimum Payment Scenarios
- 1% of the statement balance (not counting any interest, fees, overlimit amounts, or plan balances) plus any interest charged on the monthly billing statement.
- 2% of the statement balance (not counting any penalty fees, overlimit amounts, or plan balances).
Once the highest amount is determined from those options, Amex will then add any penalty fees listed on the billing statement, along with up to 1/24th of any overlimit amount, any plan payment due, and any amount past due.
The minimum payment is the smallest amount you’re obligated to pay by the due date for your Delta Reserve Credit Card account to be in good standing. To avoid paying interest, you’ll want to pay your balance in full each month rather than just the minimum.
Delta SkyMiles® Reserve American Express Card
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