Why was I not approved for the Best Buy credit card with a score over 700?

The Best Buy® Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for the Best Buy® Credit Card. Approval odds are higher with the Best Buy Store Card; the minimum credit score required for this card is fair (640+).… read full answer

Here’s more info about the Best Buy® Credit Card requirements:

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Best Buy® Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Best Buy® Credit Card credit score requirement. You can check your credit score for free on WalletHub.

Your Best Buy® Credit Card approval odds are pretty good as long as your credit score is at least fair. There are actually two Best Buy credit cards, the Best Buy® Credit Card and the Best Buy® Store Card that you can only use at Best Buy. Your odds of Best Buy® Credit Card approval will only be good if your credit score is at least good. But if you don’t get that version, you’ll be automatically considered for the Best Buy Store Card, which requires fair credit. But there’s more to Best Buy® Credit Card approval than just your credit score.… read full answer

Here are the Best Buy credit card approval requirements:

1. Credit score: fair for the store card, good for the Visa.
2. Age: 18+ years old (21 in Puerto Rico).
3. Mailing address. Must be located in the U.S.
4. Social Security Number. You need an SSN to apply and can’t substitute an ITIN.
5. Income. The amount of money you make factors heavily into approval.

Be sure to check your credit score before applying. If it’s below 640, take time to improve your score first. Even a month can make a big difference. But if it’s more than a minor fix, you might want to put a deposit on a secured credit card and use that for credit rebuilding purposes until you get into the fair credit range.

It is highly unlikely to get approved for the Best Buy Credit Card with no credit. You need good credit to get this version of the Best Buy Credit Card.

You’d be most likely to get approved for the Best Buy Store Credit Card or the Best Buy Gold Visa with a $59 annual fee, but both are still longshots for someone with no credit.… read full answer

I'd look for starter credit cards. Your top priority should be getting approved for a card that does not charge an annual fee.