This is an unsecured credit card, so credit will be determined based on your credit history, income and debt.
The issuer will take into account the same factors, along with your credit score, while considering your application. The Petal 2 Card accepts applicants with limited credit (less than 3 years of credit history). If this isn’t your case, you will need at least fair credit (640+) to get it.
The Petal® 2 Visa® Credit Card is available to people with limited credit. That means you do not need to have a credit score to get approved for the Petal® 2 Visa® Credit Card.
Having said that, it is also worth mentioning that if you have already established a credit history, you will need at least fair (640+) credit to get this card.... read full answer
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Petal 2 Card Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Petal 2 Card credit score requirement. You can check your credit score for free on WalletHub.
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