To activate a Deserve EDU credit card, call the number on the activation sticker that’s attached to the card or go to the Deserve activation website, which will also be noted on the sticker. Another way to activate a Deserve EDU credit card is by using the card issuer’s mobile app.
Your new Deserve EDU card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Deserve does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible.
How to Activate a Deserve EDU Credit Card
By phone: Call 1 (800) 418-2362 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Deserve EDU credit card.
On the website: Log in to your Deserve account (or create an account if you don’t have one) and find the activation page. Enter any required security information. Activate your Deserve EDU card as instructed.
On mobile: Log in to the Deserve mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.
Your new Deserve EDU credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Deserve customer service can always help you out. You can give them a call at 1 (800) 418-2362.
The Deserve® EDU Mastercard for Students interest rate is 22.49% Variable. This Deserve EDU card interest rate is variable, meaning it can change based on certain economic conditions.
Deserve EDU gives you a 23-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Deserve EDU card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
All Deserve EDU card interest rates will be listed on your statement and on your online account summary.
You cannot get a Deserve EDU cash advance because this card does not allow cash advances at all. While you can’t get cash from this card, you can use the Deserve EDU for purchases wherever cards on the Mastercard network are accepted.
The fact that Deserve EDU cash advances are not an option might actually be a blessing in disguise. … read full answerCash advances are very expensive, thanks to a cash advance fee and a separate cash advance APR that apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.
Unfortunately most issuers won't disclose their credit card activation time limit. But a fair assumption, based on what most cardholders report, is between 60 and 90 days. Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will improve your credit utilization ration ratio, even if you never activate the card.… read full answer
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