The Deserve EDU card does not have a balance transfer fee. The reason the Deserve EDU card has no transfer fee is that it does not allow balance transfers at all, and that means you’ll need to look for another credit card to help reduce the cost of existing debt.
The Deserve® EDU Mastercard for Students interest rate is 20.99% Variable. This Deserve EDU card interest rate is variable, meaning it can change based on certain economic conditions.
Deserve EDU gives you a 23-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Deserve EDU card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
All Deserve EDU card interest rates will be listed on your statement and on your online account summary.
You cannot get a Deserve EDU cash advance because this card does not allow cash advances at all. While you can’t get cash from this card, you can use the Deserve EDU for purchases wherever cards on the Mastercard network are accepted.
The fact that Deserve EDU cash advances are not an option might actually be a blessing in disguise. … read full answerCash advances are very expensive, thanks to a cash advance fee and a separate cash advance APR that apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.
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