Chip Lupo, Credit Card Writer
@CLoop
To contact the Deserve® EDU Mastercard for Students reconsideration line, call 1-800-418-2362. The Deserve EDU Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of Deserve EDU, the reconsideration line is the same as the general Deserve customer service number.
If you call to request reconsideration from Deserve, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your financial profile is better than it appeared on your initial application.
For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. Alternatively, if you were denied because of incomplete or incorrect information on the application, you could ask for reconsideration after fixing that error.
At the end of the day, you probably won’t be successful in overturning your denial, but there’s no harm in trying.
Deserve® EDU Mastercard for Students
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read full answerWhere can I check my credit card application status?
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read full answerDid we answer your question?
This doesn't work, DeserveEDU doesn't have a "reconsideration line" They even stated over the phone that all application decisions are final and that the only way to over-turn a previous decision is to re-apply for the card. Source: Got denied with a 733 due to "recent inquiries" and two phone representatives said there is no "reconsideration" I just have to re-apply again after some time.