What are the best Deserve EDU Credit Card benefits?

The Deserve EDU annual fee is $0 per year. Deserve EDU’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Deserve® EDU Mastercard for Students, though.

Deserve EDU Fees

• Annual Fee: $0
• Foreign Fee: $0
• Max Late Fee: $25

No, the Deserve® EDU Mastercard for Students does not have return protection coverage. Return protection is a benefit that offers reimbursement for undamaged, working items purchased with a credit card that cannot be returned to the merchant within a certain number of days of purchase. This benefit is becoming rarer as time goes on, however, as many issuers have dropped it to cut costs.

If return protection is important to you, there are still a few good cards...

Yes, the Deserve EDU card does offer cell phone insurance. The Deserve EDU card gives cardholders up to $600 per claim to repair or replace a damaged or stolen phone, if they charge their phone bill to the card every month.

The maximum coverage amount is $1,000 per year, and there is a $50 deductible. Deserve EDU cell phone protection does not cover rented, borrowed or prepaid phones. It doesn't cover lost phones, either.

How to...