No, the Destiny Card does not have travel insurance. While the Destiny Card does have benefits such as zero liability fraud protection and monthly credit bureau reporting, travel insurance is not among the card’s perks. This is because the Destiny Card is made for people who are trying to rebuild their credit.
The starting credit limit for the Destiny Card is $300. Unlike in the case of most credit cards on the market, you cannot request a credit limit increase for it.
The Destiny card is an unsecured credit card designed for people with bad credit. If used responsibly, it can help you bring up your credit score. This, in time, will qualify you for cards with higher credit limits.… read full answer
Yes, the Destiny Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but only for a short period of time.
You can check to see if you prequalify for the Destiny Card by using the … read full answeronline pre-approval tool. Checking for pre-approval does not affect your credit score as it only involves a soft pull. Pre-approval does not guarantee you’ll be approved for the Destiny Card; it only indicates that your odds of approval are high. To know for sure if you’ll be approved, you will have to apply for the card, which will require a hard pull on your credit.
You can use your Destiny Card everywhere that accepts cards on the Mastercard network. This means you can use your Destiny Card virtually everywhere in the world that accepts credit cards.
The Destiny Card has a 1% foreign transaction fee, which means you will incur extra charges for international purchases. The card doesn't offer any rewards and it also comes with an annual fee of $59 - $99. … read full answer
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.