Yes, some Discover cards are Apple Pay-compatible, such as Discover it® Cash Back, Discover it® Miles and Discover it® chrome.
Discover’s Apple Pay-enabled cards allow you to pay for your purchases with your iPhone or Apple Watch instead of your physical card. Purchases will still show up on your normal credit card statement, and you’ll earn all the same rewards.
You can see here which iPhone and Apple Watch models are compatible with Apple Pay. You can also use Mac and iPads that meet the generation requirement, but only for online or in-app purchases, not in stores.
Here’s how to use your Discover Card with Apple Pay:
Open your Wallet app. For Apple Watch users, this is located in the Apple Watch app on your iPhone.
Tap "Add Credit or Debit Card" or the + sign to the right of the Apple Pay logo and then scan your card.
Add your card details, read the terms, confirm, and you're set. You can also make Discover your default card to always earn rewards.
If you have the Discover app, you can skip these steps and add your card from "Activate and Manage Cards".
That’s all there is to it. You can also use Apple Pay to spend your Discover card’s cash back rewards. All you have to do is make a purchase with Apple Pay, hit “Tap for Details” on the confirmation message, and select the option to redeem your cash back as a statement credit for the purchase.
To use Discover it® Cash Back, Discover it® Miles or Discover it® chrome with Apple Pay, you’ll also need a fairly new Apple device: iPhone 6 or newer, or an Apple Watch. Assuming you’ve got one, you’ll be able to link your credit card to your device and conveniently make purchases without pulling out your wallet. Using your card through Apple Pay won’t affect the rewards that you earn or cost you any extra money. But Apple Pay isn’t accepted at every store, so you should still carry your actual Discover card.… read full answer
Linking your Discover card to your iPhone or Apple Watch is easy. We’ll explain how to do both below.
Here’s how to add a Discover card to Apple Pay on your phone:
1. Open the “Wallet” app on your iPhone.
2. Tap the “+” sign.
3. Input your Discover card details.
4. Submit your information and you’re all set.
If you want to make Discover your default card, go to “Settings,” select “Wallet & Apple Pay,” tap “Default Card,” and choose Discover from the list.
Here’s how to add a Discover card to Apple Pay on an Apple Watch:
1. Open the “Apple Watch” app on your iPhone.
2. Select “Wallet & Apple Pay.”
3. Select “Add Credit or Debit Card.”
4. Enter your Discover card details.
5. Submit your information and you’re done.
It’s also good to keep in mind that Discover cards are not the only credit cards that work with Apple Pay. Apple Pay is compatible with cards from over a thousand different issuers and banks in the U.S. alone. So you should shop around and see which card is right for you.
Yes, you can use most Capital One credit cards and debit cards with Apple Pay, except for certain co-branded cards. That means eligible cardholders can make purchases in stores that accept contactless payments, the same way they would pay with their physical card. You can also use the card with Apple Pay for in-app purchases.… read full answer
It is also worth noting that the payment will appear on your Capital One credit card statement as a regular credit card purchase, and you’ll earn the same rewards.
Here’s how to use your Capital One credit card with Apple Pay:
Open the Wallet app. For Apple Watch users, this is located in the Apple Watch app on your iPhone.
Tap "Add Credit or Debit Card" or the + sign from the top right corner of the screen.
Scan the card with the phone’s camera or enter the card’s details manually.
Confirm everything is correct to add the card to your Apple Pay Wallet.
Pay with Apple Pay at merchants by opening the app and tapping the phone on the reader. To pay for an in-app purchase, choose Apple Pay as your payment method and follow the on-screen instructions.
Apple Pay provides the same benefits and protection as your physical card, including zero liability protection. You won’t be held financially liable for any reported unauthorized charges made using your Capital One card through Apple Pay.
To use your Amex with Apple Pay, open the Wallet app on a compatible Apple device and follow the steps to add an eligible Amex card. Once your card has been verified, you’ll be able to use the card through Apple Pay with any merchant who accepts contactless payments and Amex. You can also add your card using the … read full answerAmex mobile app.
How to use Amex with Apple Pay at a physical merchant:
Hold up your device to the reader.
Use Touch ID, Face ID or your passcode to authenticate the payment.
Wait for your payment to be authorized.
For in-store payments, an iPhone 6 or any later version of the iPhone qualifies as a compatible Apple device, along with any Apple Watch.
How to use Amex with Apple Pay online
If you’re hoping to use Amex with Apple Pay for online shopping, you can also set it up on certain Mac and iPad devices. For these devices, you’ll still follow the instructions on the Wallet app, which can be found in System Preferences on Macs. Once Apple Pay is set up, you’ll be able to click the Apple Pay option at check-out with eligible retailers and follow the instructions to make a payment.
Many credit cards and charge cards issued by Amex, including any American Express consumer or small business card, can link to Apple Pay. Most American Express corporate cards are also eligible, as are certain Amex prepaid cards.
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