How do automatic payments work with Discover? This question is about Discover Credit Cards

Discover automatic payments withdraw a set payment amount from an enrolled cardholder’s linked checking or savings account every month on the card’s due date. Cardholders can sign up for Discover’s DirectPay automatic payments through their online account or Discover’s mobile app. There is no fee to sign up. If you need assistance setting up autopay, call Discover customer service at 1 (800) 347-2683. How to Set Up Discover Automatic Payments Log in to your Discover account online or through the mobile app. Select “Automatic Payments” from the “Activity & Payments” tab. Enter your bank account’s routing number and account number. Choose to pay the minimum amount due, the full statement balance, or a custom amount that is more than the minimum payment. Discover will withdraw the payment on your card’s regular due date, or you can select a different due date by clicking “Change Payment Due Date” from your online Discover account’s DirectPay page. You will receive an e-mail reminder a few days before each payment occurs. The recurring payment will process and credit to your Discover account the same day. The transaction should then post to your bank account within 1 to 2 business days, depending on the financial institution. If the payment due date falls on a weekend or bank holiday, your payment will process on the following business day and will still be considered on time.

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How do automatic payments work with Discover?

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This question is about Discover Credit Cards

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Chip Lupo, Credit Card Writer

@CLoop • 12/09/22 This answer was first published on 02/15/21 and it was last updated on 12/09/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Discover automatic payments withdraw a set payment amount from an enrolled cardholder’s linked checking or savings account every month on the card’s due date. Cardholders can sign up for Discover’s DirectPay automatic payments through their online account or Discover’s mobile app. There is no fee to sign up. If you need assistance setting up autopay, call Discover customer service at 1 (800) 347-2683.

How to Set Up Discover Automatic Payments

Log in to your Discover account online or through the mobile app.
Select “Automatic Payments” from the “Activity & Payments” tab.
Enter your bank account’s routing number and account number.
Choose to pay the minimum amount due, the full statement balance, or a custom amount that is more than the minimum payment.

Discover will withdraw the payment on your card’s regular due date, or you can select a different due date by clicking “Change Payment Due Date” from your online Discover account’s DirectPay page. You will receive an e-mail reminder a few days before each payment occurs.

The recurring payment will process and credit to your Discover account the same day. The transaction should then post to your bank account within 1 to 2 business days, depending on the financial institution. If the payment due date falls on a weekend or bank holiday, your payment will process on the following business day and will still be considered on time.

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How do I make a Discover card payment?

The easiest way to make a Discover card payment is to log in to your online account or call (800) 347-2683. You can also mail payments to Discover Financial Services, P.O. Box 6103, Carol Stream, Illinois 60197. For fastest service, you should submit your payment online or by phone. Discover does not charge a fee for any of its payment methods.

Discover will credit payments to your account the same day if they’re received by...

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Are automatic payments a good idea?

How long does it take Discover to process a payment?

Discover usually processes payments on the same day if you pay before midnight Eastern Time, except for payments you make on your cycle date. Cycle date payments post the same day when you make them before 5:00 p.m. ET.

If you are enrolled in autopay, your payment will be processed on the date you have selected. And if you wish to cancel an automatic payment, you can do so online or by phone until 5:00...

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