Chip Lupo, Credit Card Writer
Discover automatic payments withdraw a set payment amount from an enrolled cardholder’s linked checking or savings account every month on the card’s due date. Cardholders can sign up for Discover’s DirectPay automatic payments through their online account or Discover’s mobile app. There is no fee to sign up. If you need assistance setting up autopay, call Discover customer service at 1 (800) 347-2683.
How to Set Up Discover Automatic Payments
- Log in to your Discover account online or through the mobile app.
- Select “Automatic Payments” from the “Activity & Payments” tab.
- Enter your bank account’s routing number and account number.
- Choose to pay the minimum amount due, the full statement balance, or a custom amount that is more than the minimum payment.
Discover will withdraw the payment on your card’s regular due date, or you can select a different due date by clicking “Change Payment Due Date” from your online Discover account’s DirectPay page. You will receive an e-mail reminder a few days before each payment occurs.
The recurring payment will process and credit to your Discover account the same day. The transaction should then post to your bank account within 1 to 2 business days, depending on the financial institution. If the payment due date falls on a weekend or bank holiday, your payment will process on the following business day and will still be considered on time.
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