The Discover calendar shows what purchases qualify for Discover’s 5% cash back bonus rewards categories. Four Discover cards offer 5% cash back on the first $1,500 spent per quarter in categories that rotate. The cards are Discover it Cash Back, Discover it Balance Transfer, Discover it Student Cash Back and NHL Discover it.
The 2019 Discover cashback calendar is grocery stores in Q1, gas stations and ride-sharing services in Q2, restaurants in Q3, and Amazon.com in Q4. For comparison, the 2018 Discover rewards calendar started with gas stations and wholesale clubs in Q1, then had grocery stores in Q2, restaurants in Q3, and Amazon and wholesale clubs in Q4 to finish the year.
For the Discover 5% calendar to do you any good, you must activate new bonus categories by the end of each quarter. You will only receive cash back at the 5% rate from the date you activated through the last day of the quarter. To activate a category, click the blue “Activate Now” link on the calendar.
Here is the Discover calendar:
October – December 2018: Amazon.com & Wholesale Clubs
January – March 2019: Grocery stores
April – June 2019: Gas stations, Uber and Lyft
July – September 2019: Restaurants
October – December 2019: Amazon.com
There are exceptions to the categories listed on the Discover calendar. For example, the grocery stores category excludes purchases made at “convenience stores, gas stations, warehouse clubs, discount stores, and supercenters.” Walmart and Target also are not eligible. And for gas station purchases, “supermarkets or supercenters” may not qualify. Each category has a bit of fine print. So be sure to read it.
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