What is the Discover calendar? This question is about the Discover it® Cash Back

What is the Discover calendar?

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This question is about the Discover it® Cash Back

Maria Adams, Credit Cards Moderator

@m_adams • 03/10/23 This answer was first published on 03/06/21 and it was last updated on 03/10/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Discover calendar shows what purchases qualify for Discover’s 5% cash back bonus rewards categories. Eligible cardholders can earn 5% cash back on up to $1,500 spent per quarter in the purchase categories listed on Discover’s bonus rewards calendar, when they activate.

2023 Discover Calendar for 5% Rewards Categories:

Dates	Bonus Categories
January - March	Grocery stores, drug stores, and select streaming services
April – June	Restaurants and wholesale clubs
July – September	To be announced
October – December	To be announced

Discover’s 5% cash back calendar applies to three Discover credit cards: Discover it® Cash Back, Discover it® Student Cash Back and NHL® Discover it® (this offer is not currently available on WalletHub and may be out of date). Cardholders must activate new bonus categories by the end of each quarter for purchases to qualify for the 5% rewards rate. And the bonus rate will apply only from the date of activation through the last day of the quarter. To activate a category, click the blue “Activate Now” link on the calendar.

Just bear in mind that there are exceptions to Discover’s calendar categories. For example, purchases at restaurants inside other locations – like hotels, convenience stores and grocery stores – are not eligible. Neither are restaurant delivery purchases. Each category has a bit of fine print. Be sure to read it.

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Where is Discover card accepted?

Discover cards are accepted by more than 10.64 million U.S. merchants. Outside the United States, you can use Discover cards in 200+ countries and territories. But there are some noticeable gaps, including Saudi Arabia, Ukraine and Taiwan. You can check Discover’s international-use map to see where, exactly, your Discover credit card will work.

Even in the countries where Discover Card is accepted, you’ll still find many merchants that only accept Mastercard and Visa. That’s...

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Is Discover a good credit card?

Discover is a good credit card company because there are Discover cards for people of all credit levels, and all of them have $0 annual fees and $0 foreign transaction fees. Plus, Discover cards all reward cardholders with at least 1% back on purchases and will match new cardholders’ earnings from the first year as an anniversary present. Most Discover cards also offer 0% introductory APRs on purchases and balance transfers (with a standard variable...

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