You can find your Discover credit card account number by looking at the 16 digits code on the front of your card. So, when you call customer service, giving your full credit card number will work just fine.
Now, to be more precise, your actual account number is what remains after you take out the first 6 digits, which are used to identify the bank which issued the card. You should also ignore the last digit, which is a check code used to verify that the card number is correct.
Nevertheless, most issuers just ask for your full 16 digits credit card number and they run the aforementioned procedure themselves.
To activate a Discover card, use the online activation page or call Discover customer service at (800) 347-2683. Discover card activation requires a Social Security number as well as the card number, expiration date and security code.
You don’t need a Discover username and password to activate a Discover card online. But having an account can streamline the process because you won’t have to enter extra personal information to verify your identity. Either way, Discover card activation is quick and easy. Plus, the steps are the same for Discover credit cards and debit cards.… read full answer
How to activate a Discover card:
Go to the Discover card activation page.
Log in to your account or choose “Without Logging In” if you don’t have one.
Enter your birthdate, the last 4 digits of your SSN, your 16-digit card number and the card’s expiration date. (Only needed if you don’t log in)
Type in the 3-digit security code from the back of the card.
Click “Continue” to activate your Discover card.
You can use a Discover card immediately after activation. For security reasons, you cannot make any transactions with a Discover card before activating it. Activation ensures that someone doesn’t steal the card out of the mail and use it.
To activate a Discover gift card, use the online activation page or call (866) 522-7026.
There is no Discover Card routing number. No credit card has one. And that’s because credit card numbers and security codes serve the same purpose as a routing number on a bank account. A routing number is a bank’s electronic address, used to transfer funds between checking accounts, savings accounts, investment accounts, prepaid cards and more. For example, if you have a checkbook, the leftmost number listed on the bottom of any check is your bank’s routing number. It’s nine digits.… read full answer
So when you make purchases with your credit card, you’ll only ever need two things other than your card number: the security code and expiration date. On Discover credit cards, the security code is three-digits long and listed on the back of your card. The expiration date is located next to the words “Valid Thru.” You also won’t need a routing number to make balance transfers. That will require the account number for the card you currently owe the balance on, the amount you want to transfer, and personal info such as your SSN and income.
But even though Discover cards don’t have a routing number, you still might need to use a routing number in connection with your Discover card. For example, if you want to link a bank account to your card for making payments, you’ll need the bank’s routing number.
If you’re interested in the general Discover Bank routing number direct deposit, wire transfers and other types of transactions, it’s 031100649. It’s possible that this routing number could change in the future, but Discover will give you advance notice.
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