The Discover it Miles card is the only Discover card that rewards cardholders with miles rather than cash back. It gives 1.5 miles per $1 spent on all purchases, and those miles are redeemable for airfare with any airline as well as hotel stays, car rentals, cruises, taxicab rides and other travel-related expenses. Cardholders also have the option to redeem miles for direct deposits into a bank account and amazon.com purchases. Miles are worth 1 cent each no matter how they’re redeemed.
The Discover it Miles card has a $0 annual fee and no foreign transaction fee. On your first account anniversary, Discover will also match all the miles you’ve earned to date. These features are standard on all Discover cards.
All in all, the Discover it Miles card provides decent value for occasional travelers who want a straightforward rewards card that doesn’t cost an arm and a leg. But it’s not without some shortcomings. After the first year, when rewards are no longer matched, the 1.5% earning rate is average compared to some of the best travel cards such as Capital One Venture. Also, Discover cards aren’t as widely accepted worldwide as cards on the Visa and Mastercard networks. And unlike with premium travel cards such as Chase Sapphire Preferred, Discover it Miles cardholders don’t have the option to transfer miles to airline or hotel loyalty programs.
Still, the Discover it Miles card’s earning and redemption policies make it a lot more flexible than most airline credit cards tied to actual airlines.
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