How can I check my Discover card application status? This question is about Discover Credit Cards

How can I check my Discover card application status?

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This question is about Discover Credit Cards

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@WalletHub • 04/29/22 This answer was first published on 11/05/17 and it was last updated on 04/29/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can check your Discover card application status online or over the phone: (800) 347-3085. Both methods are available 24/7. You just need to confirm your identity by inputting your Social Security number (SSN) and you’ll find out whether your Discover credit card application is approved, denied or pending.

How to check your Discover card application status online:

Go to Discover’s application check website.
Enter your Social Security number.
Enter your zip code.
Hit “Continue.”
View your Discover card application status.

It’s as simple as that. And it works pretty much the same way if you want to call. But we’ll give you the breakdown anyway.

How to check your Discover card application status over the phone:

Call the Discover credit card application status phone number: (800) 347-3085. This line is available 24/7, and you’ll always get to speak to an actual person.
When prompted, say “application status.” After that, say “new card application.”
When asked if you have Discover account, just say “no.” This way, you will be connected to a live representative who should be able to tell you your application status.

If you end up getting denied, you do have the right to ask for reconsideration, but you’ll need to make the case that Discover’s information about you was incomplete/incorrect. Call customer service at (800) 347-2683. Good luck!

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How long does it take to get a Discover card in the mail?

It should take 5-7 business days to get a Discover card in the mail. It usually takes 7-10 business days for competing cards to show up in your mailbox, so kudos to Discover on this one. If you’re referring to a replacement Discover card, it should reach you in 4 to 6 business days.… read full answer

If it's been longer than 7 business days but you still haven’t received your card, you should call (800) 347-2683 to check on it.

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Is Discover a good credit card?

Discover is a good credit card company because there are Discover cards for people of all credit levels, and all of them have $0 annual fees and $0 foreign transaction fees. Plus, Discover cards all reward cardholders with at least 1% back on purchases and will match new cardholders’ earnings from the first year as an anniversary present. Most Discover cards also offer 0% introductory APRs on purchases and balance transfers (with a standard variable rate applying after that).… read full answer

Discover cards are known for their 100 percent U.S-based customer service, and Discover has very few customer complaints with the Consumer Financial Protection Bureau. There are also user-friendly features such as “Freeze it,” which allows cardholders to temporarily turn off their card to prevent any unauthorized transactions. And Discover provides free monitoring to make sure customers’ Social Security numbers don’t show up on risky websites.

Reasons Discover is a Good Credit Card Company:

Discover has cards for people of all credit levels, from bad to excellent.

Discover cards do not charge annual fees or foreign transaction fees.

All Discover cards match your first year’s rewards.

Discover has highly regarded customer service.

Different Discover cards are good for different people, though. Discover has offers for cash back, travel, bad credit, students and more. One of the best options is Discover it® Cash Back. It offers 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), and 1% back on all other purchases.

The Discover it® Student Cash Back and Discover it® Student chrome are attractive choices, too. Both cards offer students better ongoing cash back rates than the average credit card offers. And applicants with bad credit can get 1 - 2% cash back on purchases with the Discover it® Secured Credit Card.

While all Discover cards are pretty good, there are some downsides. In 2018, Discover cut several key benefits from all of its cards. Those include travel accident insurance, purchase protection, extended warranties and return protection. And as far as global acceptance goes, you can use Discover cards at merchants in 200+ countries and territories. That’s third behind Mastercard and Visa. Both are accepted in more than 200 countries and territories.

But overall, Discover credit cards combine some innovative perks and attractive rewards into a single package. And since they don’t charge annual fees or foreign transaction fees, the cards’ rewards go right to you. Those are just a few reasons why Discover cards are good credit cards in general.

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