You can check your Discover card application status online or by phone: 1 (800) 347-3085. Both methods are available 24/7. You just need to confirm your identity by inputting your Social Security number (SSN) and you’ll find out whether your Discover credit card application is approved, denied or pending.
How to check your Discover card application status online:
It’s as simple as that. And it works pretty much the same way if you want to call. But we’ll give you the breakdown anyway.
How to check your Discover card application status by phone:
Call the Discover credit card application status phone number: 1 (800) 347-3085. This line is available 24/7, and you’ll always get to speak to an actual person.
Listen for the menu options. If you’d like skip the full list, press # on the first menu provided and 4 on the second. Please note that the menu options could change.
Input your Social Security number when prompted.
Listen for your application status.
If you end up getting denied, you do have the right to ask for reconsideration, but you’ll need to make the case that Discover’s information about you was incomplete/incorrect. Call customer service at 1 (800) 347-2683. Good luck!
When it comes to how long it takes to get a Discover card, the answer is 5-7 business days. It usually takes 7-10 business days for competing cards to show up in your mailbox, so kudos to Discover on this one. If it's any longer than 7 business days, call 800-DISCOVER (800-347-2683)… read full answer
Discover is a good credit card company because there are Discover cards for people of all credit levels, and all of them have $0 annual fees and $0 foreign transaction fees. Plus, Discover cards all reward cardholders with at least 1% back on purchases and will match new cardholders’ earnings from the first year as an anniversary present. Most Discover cards also offer 0% introductory APRs on purchases and balance transfers.… read full answer
Discover cards are known for their 100 percent U.S-based customer service, and Discover has very few customer complaints with the Consumer Financial Protection Bureau. There are also user-friendly features such as “Freeze it,” which allows cardholders to temporarily turn off their card to prevent any unauthorized transactions. And Discover provides free monitoring to make sure customers’ Social Security numbers don’t show up on risky websites.
Reasons Discover is a Good Credit Card Company:
Discover has cards for people of all credit levels, from bad to excellent.
Discover cards do not charge annual fees or foreign transaction fees.
All Discover cards match your first year’s rewards.
Discover has highly regarded customer service.
Different Discover cards are good for different people, though. Discover has offers for cash back, travel, balance transfers, bad credit, students and more. One of the best options is Discover it Cash Back. It offers 5% cash back on the first $1,500 spent per quarter in rotating spending categories. It also gives 1% back on everything else.
The Discover it Student Cash Back card and Student chrome card are attractive choices, too. Both cards offer students $20 cash back for a 3.0 GPA or higher every year for up to five years, in addition to better ongoing cash back rates than the average credit card offers. And applicants with bad/limited credit can get up to 2% cash back with the Discover it Secured card.
While all Discover cards are pretty good, there are some downsides. In 2018, Discover cut several key benefits from all of its cards. Those include travel accident insurance, purchase protection, extended warranties and return protection. And as far as global acceptance goes, you can use Discover cards at merchants in around 190 countries and territories. That’s third behind Mastercard and Visa. Both are accepted in more than 200 countries and territories.
But overall, Discover credit cards combine some innovative perks and attractive rewards into a single package. And since they don’t charge annual fees or foreign transaction fees, the cards’ rewards go right to you. Those are just a few reasons why Discover cards are good credit cards in general.
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