Every Discover card has no interest at the start, with the sole exception of Discover it Secured. The 0% intro rate that all other Discover credit cards offer lasts for 6-14 months, depending on which card you get, and applies to both purchases and balance transfers. The best Discover card with no interest on new purchases is whichever of these four whose rewards suit you best: Discover it, NHL Discover it, Discover it Chrome or Discover it Miles. They all give you 14 months without interest to start, have no annual fee and require good credit or better. And the best Discover card with no interest at the start on balance transfers is the Discover it – 18 Month Balance Transfer Offer, for obvious reasons.
But a lot depends on your credit standing and educational status. You can’t get a 0% Discover card with bad credit. But you can with no credit if you’re a student. Whether you need to avoid interest on upcoming purchases or balance transfers matters too. Some Discover cards give you 0% for the same length of time on both. Others not so much. So let’s take a look at the available offers to help you find the right fit.
Here are the Discover Card no interest offers:
Discover it – Cashback Match: 14 months with no interest on purchases & balance transfers, requires good credit
NHL Discover it: 14 months with no interest on purchases & balance transfers, requires good credit
Discover it Chrome: 14 months with no interest on purchases & balance transfers, requires good credit
Discover it Miles: 14 months with no interest on purchases, 14 months with 10.99% interest on balance transfers, requires good credit
Discover it – 18 Month Balance Transfer Offer: 6 months with no interest on purchases, 18 months with no interest on balance transfers, requires good credit
Discover it for Students: 6 months with no interest on purchases, 6 months with 10.99% interest on balance transfers, requires limited credit
Discover it Chrome for Students: 6 months with no interest on purchases, 6 months with 10.99% interest on balance transfers, requires limited credit
So there are lots of Discover Card no interest options, especially if you have good credit.
All of'em, except the secured one. How much it lasts pretty much depends on the card, but it can go as far as 14 months.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.