Is there Discover card travel insurance? This question is about Discover Credit Cards

Is there Discover card travel insurance?

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This question is about Discover Credit Cards

Maria Adams, Credit Cards Moderator

@m_adams • 03/02/23 This answer was first published on 03/13/21 and it was last updated on 03/02/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, there is no Discover card travel insurance. Discover used to offer $500,000 in travel accident insurance and $25,000 in coverage for rental car collision or theft. But they discontinued those benefits for all Discover cards in February 2018. They also discontinued purchase protection, return protection and extended warranties. So overall, there are not too many perks for using a Discover card for travel. But every Discover card does have a 0% foreign transaction fee.

If you’re traveling, it’s more convenient to use a Visa or Mastercard. Most Visa and Mastercard credit cards offer at least rental car insurance. Many also offer other types of insurance. Travel accident insurance reimburses you for death or serious injury caused by a travel provider. Trip cancellation and interruption insurance helps you get money back after your trip is stopped by factors out of your control. Baggage insurance can protect your valuables.

Here are some of the best Mastercard/Visa cards that have travel insurance:

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

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What are the Discover Card benefits?

The Discover card benefits include no annual fee and no foreign transaction fees on any card, along with security features such as SSN alerts and the ability to freeze your account on demand. Discover will also match all the rewards you earn in your first year. Plus, there’s a “Cash at Checkout” feature that allows cardholders to withdraw cash when making a purchase with a Discover card at specific retailers. Withdrawals are limited to $120...

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Is Visa credit card travel insurance any good?

Yes, the Visa credit card travel insurance is pretty good. It covers eligible Visa credit card users for damage or theft of rental cars. Some cards also provide coverage for accidents while traveling, trip cancellation, and lost luggage. Plus, Visa credit card travel insurance doesn’t cost extra. You just have to pay for your travel with an eligible Visa card to qualify.

The exact amount of coverage you get, the claims procedures you have to follow, and...

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