Maria Adams, Credit Cards Moderator
No, there is no Discover card travel insurance. Discover used to offer $500,000 in travel accident insurance and $25,000 in coverage for rental car collision or theft. But they discontinued those benefits for all Discover cards in February 2018. They also discontinued purchase protection, return protection and extended warranties. So overall, there are not too many perks for using a Discover card for travel. But every Discover card does have a 0% foreign transaction fee.
If you’re traveling, it’s more convenient to use a Visa or Mastercard. Most Visa and Mastercard credit cards offer at least rental car insurance. Many also offer other types of insurance. Travel accident insurance reimburses you for death or serious injury caused by a travel provider. Trip cancellation and interruption insurance helps you get money back after your trip is stopped by factors out of your control. Baggage insurance can protect your valuables.
Here are some of the best Mastercard/Visa cards that have travel insurance:
- Chase Sapphire Reserve®
- Chase Sapphire Preferred® Card
- Capital One Venture Rewards Credit Card
- Chase Freedom Unlimited®
- IHG® Rewards Premier Credit Card
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
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