What are the Discover cashback partners?

The Discover card grocery store list does not include “big-box” stores such as Walmart and Target. Discount stores, convenience stores, wholesale clubs, and supercenters are not on the list, either. More specifically, the Discover 5% Cashback Bonus categories for 2022 are the following:

• January - March: Grocery stores, Walgreens and CVS… read full answer
• April - June: Gas stations, Uber, Lyft and wholesale clubs and, select streaming services
• July - September: Restaurants and PayPal
• October - December: Amazon.com, Target.com and Walmart.com

Here’s how Discover’s rotating bonus categories work:

For those who aren’t familiar with Discover’s rotating bonus categories, this is how it works: Certain Discover cards offer a 5% cash back bonus for purchases at grocery stores and other spending categories that change every quarter. The 5% cash back bonus is limited to the first $1,500 spent in a specific quarter’s categories. Purchase amounts over the limit will earn 1% cash back. Cardholders must sign up for each new category to receive the cash back bonus.

Yes, HEB is considered a grocery store by Discover. When grocery stores are one of the Discover it Cash Back credit card's quarterly bonus categories, purchases made at HEB will earn 5% cash back, up to the quarterly spending limit. Otherwise, purchases at HEB and other grocery stores earn just 1% cash back.… read full answer

Costco accepts Discover cards, but only for online purchases at Costco.com. You can also use Mastercard and Visa cards when shopping at costco.com. For in-store purchases, Costco will only accept Visa cards. American Express cards are not accepted in-store or online. American Express was Costco’s sole credit card partner until 2016. That year, the wholesale club struck a deal with Visa to accept only Visa credit cards at its stores.… read full answer

Because Costco accepts Discover cards online, certain Discover cards may help you get extra value on your online purchases. In the past, Costco has been included in the “wholesale clubs” category, which gets extra rewards. Unfortunately, this feature is not available in 2022. It last ran in Q4 2018.

Costco has its own co-branded card, the Costco Anywhere Visa® Card by Citi. It offers 2% cash back on Costco purchases, among other rewards. And it has a $0 annual fee (though you will have to pay the $60 annual Costco membership fee to make purchases there).