How much are Discover foreign transaction fees?

Question

The Discover it Miles foreign transaction fee is 0%. This means there are 0% extra charges when using the card for international purchases, either in person or online. Credit card foreign transaction fees generally range from 0% to 3%, depending on the card and issuer. Discover does not have foreign transaction fees… read full answer on any of its credit cards.

In addition to a 0% foreign transaction fee, the Discover it Miles card comes with even more features. There’s a $0 annual fee. Discover it Miles also offers 1.5 miles per $1 spent on all purchases. Miles also benefit from a straightforward conversion rate. And you can redeem them for travel purchases such as airfare and hotel stays, as well as for cash or Amazon purchases.

Just bear in mind that Discover cards aren’t as widely accepted internationally as Visa or Mastercard. You can check your Discover card’s international acceptance on Discover’s website, prior to traveling.

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Answer 1 · 2021-03-18 02:33:41

Maria Adams, Credit Cards Moderator

@m_adams • 03/18/21 This answer was first published on 03/10/21 and it was last updated on 03/18/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Discover foreign transaction fee is 0%, on all cards. That means any Discover credit card you apply for now will have no foreign transaction fees, and you won’t be charged extra for making purchases that are processed internationally. Discover’s foreign fees went away in 2011.

The only Discover cards with foreign transaction fees are discontinued offers issued prior to 2011. They used to charge up to 2%. You can’t get them anymore, but some people still have them.

Here are the Discover card foreign transaction fees:

Type of Card	Foreign Transaction Fee	Foreign ATM Fee
Discover Credit Cards	0%	Either $10 or 5% of the amount of each cash advance, whichever is greater, plus ATM-owner surcharge (if non-Discover)
Discover Debit Cards	$0	$0 at Discover ATMs

So, if you’re in the market for a new credit card, any Discover card you get will have no foreign transaction fees. But keep in mind that Discover has far less international acceptance than Visa or Mastercard. So you could run into places abroad where you can’t use your Discover card anyway – France, for example.

Assuming Discover is accepted where you’re going, the only thing that might actually cost you more is Dynamic Currency Conversion. That’s when a merchant asks if you want to pay in the local currency rather than U.S. dollars. You should always say no to that. Most of the time, you’ll get ripped off with high exchange rates.

Answer 2 · 2017-12-29 13:50:24

William Pope, Member

@william_pope_1 • 12/29/17 This answer was first published on 12/29/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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None of the Discover cards have foreign transaction fees.

Answer 3 · 2017-12-04 17:32:44

Jack Bergen, Member

@jacky_skol • 12/04/17 This answer was first published on 12/04/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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If you apply for one today, it's gonna be 0 for all of them.

Answer 4 · 2018-08-16 14:08:33

Jane Wintress, Member

@jane_wintress • 08/16/18 This answer was first published on 07/25/18 and it was last updated on 08/16/18.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, there's no foreign transaction fees for this card. So you can use it abroad without any trouble.

Answer 5 · 2019-07-10 07:47:03

binodk, Member

@binodk • 07/10/19 This answer was first published on 04/14/18 and it was last updated on 07/10/19.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I want to use that card in Nepal. Can I use it there? How much is the foreign transaction fee per month?

How much are Discover foreign transaction fees?

Maria Adams, Credit Cards Moderator

Here are the Discover card foreign transaction fees:

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William Pope, Member

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