How much are Discover foreign transaction fees?

This question is about Discover Credit Cards

Paddy Sullivan, Member

@PaddySully11/25/17

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The Discover foreign transaction fee is 0%, or $0, on all cards. That means any Discover credit card you apply for now will have no foreign transaction fee, and you won’t be charged extra for making purchases that are processed internationally. Discover’s foreign fees went away in 2011, when Discover joined Capital One as the only major credit card issuers to remove foreign fees from all of their offers.

The only Discover cards with foreign transaction fees are discontinued offers issued prior to 2011. They charge 2%. You can’t get them anymore, but some people still have them.

Here are the Discover card foreign transaction fees:

Type of Card	Foreign Transaction Fee	Foreign ATM Fee
Discover Credit Cards	$0	$10 or 5% cash advance fee (whichever is more), plus ATM-owner surcharge (if non-Discover)
Discover Debit Cards	$0	$0 at Discover ATMs
Discover More Card (Discontinued)	2%	$10 or 5% cash advance fee (whichever is more), plus ATM-owner surcharge (if non-Discover)
Discover More Card – $150 Cashback Bonus (Discontinued)	2%	$10 or 5% cash advance fee (whichever is more), plus ATM-owner surcharge (if non-Discover)

So if you’re in the market for a new credit card, any Discover card you get will have no foreign transaction fees. But keep in mind that Discover has far less international acceptance than Visa or Mastercard. So you could run into places abroad where you can’t use your Discover card anyway – France, for example.

Assuming Discover is accepted where you’re going, the only thing that might actually cost you more is Dynamic Currency Conversion. That’s when a merchant asks if you want to pay in the local currency rather than U.S. dollars. You should always say no to that. Most of the time, you’ll get ripped off with high exchange rates.

William Pope, Member

@william_pope_112/29/17

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None of the Discover cards have foreign transaction fees.

Jack Bergen, Member

@jacky_skol12/04/17

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If you apply for one today, it's gonna be 0 for all of them.

People also ask

What is the Discover it Miles foreign transaction fee?

The Discover it Miles foreign transaction fee is 0%. This means there are no extra charges when using the card for international purchases, either in person or online. Credit card foreign transaction fees range from 0% to 3%, depending on the card and issuer. Discover does not have foreign transaction fees on any of its credit cards.… read full answer

In addition to no foreign transaction fee, the Discover it Miles card comes with more features available on all Discover cards. There’s a $0 annual fee. And you get a mile-for-mile match on all the rewards you earn during the first year, on your first account anniversary.

Discover it Miles also offers 1.5 miles per $1 spent on all purchases. Miles are worth 1 cent each. You can redeem them for travel purchases such as airfare and hotel stays, as well as for cash or Amazon purchases.

Just bear in mind that Discover cards aren’t as widely accepted internationally as Visa or Mastercard.

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Where is a Discover card accepted internationally?

Discover is accepted in 185 countries and territories internationally. That includes India, Israel, Jamaica, Japan, Puerto Rico, the United Arab Emirates and most other popular destinations for American business and vacation travelers. But just because a Discover card is accepted by at least some merchants in a given country does not mean you should rely on it exclusively. Even Discover classifies its acceptance as low in places like France, Russia and Spain. So you may want to bring a Visa or Mastercard along, too. Those two networks are accepted worldwide.… read full answer

Here’s where Discover cards are most & least likely to be accepted internationally:

High Merchant Acceptance:Argentina, Brazil, China, Dominican Republic, India, Israel, Jamaica, Japan, Puerto Rico

Moderate Merchant Acceptance:Australia, Canada, Costa Rica, Germany, Ireland, Italy, Mexico, Netherlands, South Africa, United Arab Emirates, United Kingdom

Low Merchant Acceptance:Egypt, France, Russia, Spain

No Merchant Acceptance:Bolivia, Chile, Cuba, Iran, Pakistan, most of Africa and the Middle East

There are more countries in each of these groups. And you can check out Discover’s international acceptance map for a complete breakdown. But this list will give you a good idea of what to expect in the most popular international travel destinations.

If Discover is widely accepted in your international destination of choice, you should definitely consider getting a Discover card to bring with you. Discover credit cards are well-suited to the task in the sense that none of them charge foreign transaction fees. The Discover it Miles card is an especially good choice, giving you 1.5 miles per $1 spent and doubling the rewards you earn the first year, all without charging an annual fee.

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Jane Wintress, Member

@jane_wintress07/25/18

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No, there's no foreign transaction fees for this card. So you can use it abroad without any trouble.

binodk, Member

@binodk04/14/18

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I want to use that card in Nepal. Can I use it there? How much is the foreign transaction fee per month?

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