How can I get a Discover it Cash Back cash advance?

The Discover credit card has a daily limit of 5 cash advances. The amount you can withdraw will depend on your own cash advance limit.

Cash advances are expensive, though. I suggest you avoid them as much as possible, because any short term benefit they might offer is outweighed by their cost.… read full answer

Discover’s cash advance APR is 26.49% Variable, and it also charges a fee for all of their cards: Either $10 or 5% of the amount of each cash advance, whichever is greater. You could also be charged with ATM fees, when you use one that isn’t affiliated with Discover.

The best cash advance credit card is the PenFed Platinum Rewards Visa Signature® Card because it has a 0% cash advance fee and a low cash advance APR: 17.99%. All PenFed cards have 0% cash advance fees and fairly low cash advance APRs. But this is very uncommon for other issuers. Cash advance fees are typically 3%-5%, and cash advance interest rates are usually over 20%.… read full answer

Unfortunately, no credit card offers free cash advances. All credit cards charge interest on cash advances, at least. And that interest always starts accruing the moment you take out the advance. But if you get a card with no fee and pay off the balance right after doing a cash advance, you shouldn’t have to deal with much in the way of extra costs.

Best Cash Advance Credit Cards of 2022

• PenFed Platinum Rewards Visa Signature® Card: 0% cash advance fee. 17.99% cash advance APR. $0 annual fee. Requires excellent credit.
• PenFed Power Cash Rewards Visa Signature® Card: 0% cash advance fee. 17.99% cash advance APR. $0 annual fee. Requires excellent credit.
• DCU Visa® Platinum Rewards Credit Card: 0% cash advance fee. 12.75% - 18% (V) cash advance APR. $0 annual fee. Requires excellent credit.
• DCU Visa® Platinum Secured Credit Card: 0% cash advance fee. 13% (V) cash advance APR. $500 minimum security deposit. $0 annual fee. Bad credit accepted.
• PNC Premier Traveler® Visa Signature Credit Card: $5 cash advance fee. 17.49% (V) cash advance APR. $85 annual fee, waived the first year. Requires excellent credit.
• Simmons Bank Visa®: 3% (min $4) cash advance fee. 16.5% - 24.5% (V) cash advance APR. $0 annual fee. Requires excellent credit.

Some of the best cash advance credit cards also offer some excellent rewards. For example, the PNC Premier Traveler card offers 30,000 miles for spending $3,000 in the first 3 months. And it gives 2 miles / $1 on all purchases.

The PenFed Platinum Rewards Visa offers 5 points per $1 spent on gas and electric vehicle charging stations, 3 points per $1 at supermarkets and restaurants, 3 points per $1 on cable, satellite and other pay television/radio/streaming services, as well as 1 point per $1 on all other purchases. And it gives a 15,000 points for spending $1,500 in the first 3 months. Only PenFed members can get the card, but anyone can join PenFed, all you need to do is simply fund a savings account with at least $5.

There are very few credit cards that have no cash advance fees and low APRs, the best of which is the PenFed Platinum Rewards card. This card has a 0% cash advance fee and a cash advance APR of 17.99%. The regular APR is 16.49% - 17.99% (V). In addition, the card also offers 1 - 5 points per $1 on purchases.… read full answer

Here are some good credit cards with no cash advance fees and low APRs:

It is worth noting that every time you use your card at an ATM, you'll probably be charged with an ATM fee. Plus, there's no grace period on interest, so it starts accruing immediately. That's why you should avoid cash advances, unless it’s absolutely necessary.

However, there are plenty of credit cards that offer low APRs. The best low interest credit cards you can get are the Chase Freedom Unlimited and the Wells Fargo Reflect, but a credit score of at least 700 is required for approval.