How much is the starting Discover it chrome credit limit? This question is about the Discover it® chrome

How much is the starting Discover it chrome credit limit?

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This question is about the Discover it® chrome

Ruben Ambrose, Member

@ruben_ambrose • 05/08/23 This answer was first published on 11/23/20 and it was last updated on 05/08/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The starting Discover it chrome credit limit is $500. But yours could be more, since credit limits are determined based on one's credit score, income and overall creditworthiness.

If you’re not satisfied with your credit limit, you could request an increase online by signing in to your account or by calling 1 (800) 347-2683. Discover will also periodically review your account to see if you’re eligible for an increase.

Your best chances for receiving an increase are if you’ve been paying your bills on time and in full for the last 6 months, or if your credit score and income have improved since you were approved for the card.

It is worth noting that a credit limit increase will only result in a soft pull, which will not affect your credit score.

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What is the minimum credit limit for Discover Card?

Discover it credit card limits can be as low as $200 or $500, depending on the card. The available Discover it cards include offers for people with good and bad credit alike. Each has a specified minimum credit limit. So, you’re guaranteed of getting at least that much spending power if approved for an account. But there’s no way to determine whether you’ll qualify for a higher limit prior to submitting an application. Some Discover...

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What's the minimum credit score needed for Discover cards?

A 700+ credit score is needed to get most Discover credit cards, but there’s no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (below 640). And college students don’t need a credit score, or any credit experience, to get one of Discover’s two student credit cards. But you need at least good credit for all the other offers, including Discover it® Miles and Discover it® Cash Back, two of the most...

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Does Discover it chrome do a hard pull?

Yes, the Discover it chrome does a hard pull on your credit when you apply for it. This might have a short-term negative effect on your credit score. You can, however, check if you qualify for a pre-approved offer on Discover's site, with only a soft pull on your credit.

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