Discover credit score requirements actually vary widely because there are a number of different Discover credit cards. The Discover it® Miles card requires good or excellent credit, for example, while even people with bad credit can get the Discover it® Secured Credit Card.
Here is the complete list of Discover credit score requirements:
The Discover it Student Cash Back, Discover it Student chrome and Discover it Secured Credit Card are among the best offers available to people with limited and bad credit, respectively. In fact, Discover it® Secured Credit Card is one of the only secured cards offering rewards.
The best credit card for a 650 credit score is the Capital One Platinum Credit Card. It has a $0 annual fee, which means you have access to the entire credit limit from the start. The credit limit will be a minimum of $300. You’ll also have a chance for a credit limit increase when you make your first five payments on time. But you’ll want to avoid carrying a balance from month to month. The Capital One Platinum Credit Card comes with a 26.99% (V) regular APR.… read full answer
A 650 credit score is near the low end of the fair credit score range. People with fair credit typically have a tough time getting approved for cards with favorable terms and rewards. But if you don’t mind paying a small annual fee, Capital One offers the Capital One QuicksilverOne Cash Rewards Credit Card. It gives 1.5% cash back on all purchases in exchange for a $39 annual fee. Otherwise, it’s pretty similar to the Capital One Platinum Credit Card.
The best Discover credit card for bad credit is the Discover it® Secured Credit Card because it is designed for applicants with credit scores below 640. This Discover card also comes with a $0 annual fee and reports account activity to all three of the major credit bureaus each month. Most other Discover credit cards require at least limited-to-good credit for approval.… read full answer
If you use the Discover it Secured Credit Card responsibly over time, you may be able to qualify for a Discover credit card with more attractive terms. Responsible card use means establishing a history of on-time payments and not maxing out the card’s credit limit.
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