What's the Discover it Secured Credit Card phone number?

There are several ways to reach Discover it Cash Back customer service, including by phone, live chat, and mail. But there aren’t unique options for each of the various Discover credit cards. All questions go through Discover’s general customer service department. But you’ll be able to talk to an actual U.S.-based representative whenever you call. And there’s a wide range of contact methods aside from the telephone.... read full answer

Here’s how to reach Discover it Cash Back customer service:

• Phone: 1-800-347-2683. You can call this line 24 hours a day with any questions you have about your card or account in general. If you’re located outside of the U.S., you should instead call 1-224-888-7777. The Telephone Device for the Deaf (TDD) number is 1-800-347-7449.
• Live chat: If you’d prefer to type out your questions (and get a written record), you can use Discover’s live chat instead. For specific account information, you have to log into your account. For general information, you may also get in touch with a live chat agent without logging in.
• Twitter: You can send questions to @Discover.
• Facebook: Discover’s Facebook Page lets you securely (and privately) message Discover customer service.
• Mail: This will obviously be the slowest method of contact, but you can send any general correspondence to Discover’s mailing address: Discover Financial Services, P.O. Box 30943, Salt Lake City, UT 84130-0943.

Discover’s customer service is also 100% U.S.-based, so you won’t be transferred to any overseas call centers. If you’re looking for good customer service, Discover is among the best of the best. It ranks third for customer satisfaction, according to J.D. Power and Associates. Discover’s WalletHub Satisfaction Score of 91.41 also ranks 1st among major credit card issuers.

The Discover Secured Credit Card’s requirements for approval are straightforward and fairly easy to meet, even with bad credit. Discover it Secured merely requires a bank account, some income to balance out any debt and a lack of bankruptcy in your history.

As a result, the Discover Secured Card’s approval requirements are much easier to meet. Plus, it’s a great choice for either rebuilding bad credit or building credit from scratch.... read full answer

Still, approval isn’t guaranteed. So it’s worth taking a closer look at the factors that could lead to rejection before you apply.

Here are the Discover Secured Credit Card’s requirements:

• A bank account. You use this to pay the security deposit. And you’ll need to be able to deposit at least $200 to be approved.
• Some form of income. This isn’t that huge of a factor, as Discover has your deposit as collateral if you don’t pay them back. But Discover does say you can be denied if your income is too small.
• As little debt as possible. You can definitely have debt and still get approved for this card, but having an overwhelming amount might disqualify you.
• No pending bankruptcy. You can get approved with a completed bankruptcy on your credit report, but not if it’s still pending.

So the Discover Secured Card’s approval requirements aren’t all that high, but there’s still always a possibility of rejection. That’s why I recommend checking your credit score and report before you apply, to get a better grasp of your situation. And don’t forget that if you do get rejected, you can ask for reconsideration by calling Discover at 1-800-347-2683.

You can only apply for the Discover it Secured Credit Card online. There is no option to submit an application for the Discover it Secured Credit Card over the phone or via mail. To apply, simply click the "Apply Now" button on the Discover it Secured Credit Card web page.

If you’re approved, you should receive your Discover it Secured Credit Card in approximately 5 to 7 business days.... read full answer