Jack Hughey, Member
@jhughey1
Discover student card benefits include an introductory APR of 0% for 6 months on purchases (followed by a regular APR of 14.49% - 23.49% Variable), a $0 annual fee, and a 0% foreign transaction fee. Plus, Discover matches all rewards earned during the first year you have either the Discover it Student Cash Back card or the Discover it Student chrome card.
Discover student cards, like all Discover cards, also come with an array of security benefits. Among them are 24/7 account monitoring and SSN alerts. There’s also a “Freeze It” feature which allows cardholders to lock the account if the card is lost or stolen.
Discover recently cut a number of benefits from all of its cards, including the student cards. It dropped purchase protection, extended warranty and return protection in February 2018. Discover also discontinued travel insurance and car rental insurance benefits at that time. And in October 2018, Discover eliminated its price protection benefit.
The two Discover student cards share similar benefits packages. However, each has its own distinct rewards earning structure. The Discover it Student Cash Back card gives 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), and 1% back on all other purchases. Discover it Student chrome offers 2% cash back at gas stations and restaurants (up to $1,000 spent each quarter combined), and 1% back on all other purchases.

Discover it® Student Cash Back
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