The best Discover travel card is the Discover it® Miles because it offers unlimited 1.5 miles per $1 spent on all purchases. Discover also matches all miles earned during the first year. Discover miles are worth 1 cent in travel each, and cardholders can use their miles to pay for any travel purchase made with the card. Cardholders can also book travel accommodations on Discover’s travel portal using miles, with no blackout dates or restrictions. Plus, Discover it Miles has a $0 annual fee and a 0% foreign transaction fee.
Discover it® chrome is another good Discover travel card, especially for road-trippers. It offers 2% cash back on $1,000 spent at gas stations and restaurants each quarter, plus 1% back on all other purchases and a first-year rewards match. Discover it chrome also has a $0 annual fee and a 0% foreign fee.
All Discover cards can be useful for travel. That’s because Discover is one of the few issuers to not charge foreign transaction fees on any credit cards.
Capital One VentureOne and Discover It Miles are good travel rewards cards with no annual fees. Both have no airline or hotel restrictions and no blackout dates. But there are subtle differences between the two. Each card offers reward miles on all of your eligible purchases, but Discover it Miles offers a slightly higher rate, 1.5 miles per $1 spent on all purchases. VentureOne gives you 1.25 miles on everything you buy. It Miles also has the better 0% purchases APR offer, 0% for 14 months, compared to Venture card’s intro rate of 0% for 12 months. Discover It Miles also provides an intro APR of 10.99% for 14 months on balance transfers.… read full answer
In addition, the It Miles card has a one-time cash back offer that matches all the miles you’ve earned at the end of year first year, so the more you spend, the more rewards you’ll earn. VentureOne offers an initial bonus of 20,000 miles for spending $500 in the first 3 months. You can also transfer miles to one of 10+ airline rewards programs and get a higher redemption value.
VentureOne is also the better choice for international purchases. VentureOne is on the Visa credit card network which means you can use it nearly anywhere you travel. It Miles and other Discover cards, however, aren’t as readily accepted outside of the U.S.
Discover it vs. Discover it Miles comes down to whether you prefer a steady rewards rate or one with more boom-or-bust potential. Neither card charges an annual fee. Both double the rewards you earn the first year. And both require at least good credit for approval. The main difference in the Discover it vs. Discover it Miles matchup is how you earn rewards on purchases. With Discover it, you get 5% cash back for spending in bonus categories that change every few months, plus 1% everywhere else. And Discover it Miles offers 1.5 miles for every dollar you spend in all categories. … read full answer
So Discover it is the way to go if you’re interested in earning 5% cash back in rotating bonus categories. And if you subscribe to the idea that slow and steady wins the race, Discover it Miles is a better bet. But you’ll want to compare the cards for yourself, so I’ll lay out what each offers in the most important categories.
Here’s the breakdown for Discover it vs Discover it Miles:
Annual fee: $0 for both cards.
Rewards: Discover it offers 5% cash back on categories that change every quarter, plus 1% cash back on all other purchases. Discover it Miles lets you earn 1.5 miles for every dollar you spend.
1st year bonus: Both cards match the rewards you earn the first year your account is open.
Redemption: With Discover it, you can use your cash to get a statement credit, donate to charity, pay at Amazon.com, or receive a bank account deposit. You can also buy gift cards, and you’ll get a $5 bonus when you do. Discover it Miles lets you redeem for cash or a statement credit to cover travel purchases. Either way, each mile is worth 1 cent.
Purchase APR: For both cards, it’s 0% for 14 months, then somewhere between 12.24% and 24.24%, depending on credit worthiness.
In some cases, Discover it might win the Discover it vs. Discover it Miles competition. After all, some people do have the organizational skills to consistently sign up for a different bonus category every few months. But even if you sign up for all the bonus categories, they’re not guaranteed to fit your natural spending patterns, so it’s still a gamble.
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