Amazon.com Store Card rewards do not expire as long as your account is open and in good standing. You will forfeit any rewards you have yet to redeem if you or Synchrony Bank closes your Amazon.com Store Card account for any reason.
Similarly, Synchrony Bank will not allow you to earn or redeem rewards whenever you’re late making the minimum payment.
The Amazon Store Card credit limit is at least $400 in most cases, and the average credit limit is around $1,500. You can definitely get a higher limit than $1,500 with the Amazon Store Card, but you can also get a lower limit than $400. Some forum users have reported initial credit limits as low as $150.… read full answer
Your credit limit will depend on a number of factors - the most important of those being your creditworthiness and annual income. Your credit report tells the card issuer how responsible of a borrower you’ve been, and how much debt you’ve incurred. Your annual income tells them how much additional credit you can comfortably afford. So it really does change on an individual basis.
No, you cannot use your Amazon.com Store Card anywhere; this card can only be used to make purchases from Amazon.com, Audible.com, and certain Amazon merchants who have enabled the store card as a “Pay With Amazon” payment option. There are exceptions, however. You can’t use your Amazon.com Store Card to pay for rentals, digital magazine or newspaper subscriptions, cell phones linked to plans, purchases from Amazon subsidiaries, Amazon game and software downloads, digital add-on subscriptions (Starz, Hulu, and GameFly, for example), or Amazon Restaurant items. You cannot use the Amazon.com Store Card at Whole Foods, either, though you can use the … read full answerAmazon.com Credit Card there.
The Amazon.com Store Card is a store credit card, or a “closed loop” credit card, which is why you won’t be able to use it outside of Amazon.com, Audible.com and certain affiliated merchants. For example, you won’t be able to use the Amazon.com Store Card at a Walmart or a gas station.
Considering the wide range of things you can buy on Amazon, these exclusions shouldn’t necessarily keep you from applying for the Amazon.com Store Card. You’ll still get a big discount on Amazon purchases by using this card as a Prime member, after all. You can learn more about this offer from our in-depth Amazon.com Store Card review.
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