Do HSBC credit cards report to all credit bureaus? This question is about HSBC Credit Cards

Do HSBC credit cards report to all credit bureaus?

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This question is about HSBC Credit Cards

Angela Craig, Member

@angela_craig • 07/01/20 This answer was first published on 06/29/20 and it was last updated on 07/01/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, HSBC credit cards do not report to all bureaus. HSBC reports to Experian, Equifax, and Innovis. As you can see, TransUnion is left out.

HSBC stopped reporting data to TransUnion in 2016. This is a "business" decision and it affects all customers, therefore the credit benefit of using an HSBC credit card will be limited.

For example, if you go to apply for a loan or a new credit card and the lender calculates your credit score based on your TransUnion credit report, it will be as if you never had the credit card.

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