Angela Craig, Member
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No, HSBC credit cards do not report to all bureaus. HSBC reports to Experian, Equifax, and Innovis. As you can see, TransUnion is left out.
HSBC stopped reporting data to TransUnion in 2016. This is a "business" decision and it affects all customers, therefore the credit benefit of using an HSBC credit card will be limited.
For example, if you go to apply for a loan or a new credit card and the lender calculates your credit score based on your TransUnion credit report, it will be as if you never had the credit card.
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