Do you get free checked bags with Chase Sapphire Reserve when flying?

Yes, the Chase Sapphire Reserve Card does have travel insurance benefits, the best of which are emergency evacuation and transportation coverage and trip cancellation/interruption insurance. To be eligible to file a travel insurance claim, you’ll need to pay for your travel using your Chase Sapphire Reserve Card.

Types of Chase Sapphire Reserve Card Travel Insurance… read full answer

• Trip delay insurance: This benefit reimburses you for necessary expenses – such as a hotel room, for example – if your trip is delayed for 6 hours or more.
• Trip cancellation/interruption insurance: This benefit covers your trip for unforeseen cancellations or for interruptions that cut your trip short. It only applies to pre-paid, non-refundable travel expenses.
• Lost/damaged baggage insurance: If your luggage is lost or stolen, you can get reimbursed for the contents of the luggage up to $3,000.
• Emergency evacuation and transportation insurance: If you become sick or injured during a trip and need to be evacuated, you can get reimbursed for the medical services and transportation costs up to $100,000.
• Travel accident insurance: This insurance covers cardholders in the event of death or dismemberment during the trip or during transit.
• Rental car insurance: This benefit covers the cardholder for damage to the rental vehicle that results from collision or theft.

Exclusions and coverage limits apply to many of these benefits, so make sure to check your Chase Sapphire Reserve Card’s guide to benefits for more details on each type of insurance.

Chase Sapphire Reserve trip cancellation and interruption insurance covers the cardholder and immediate family members – up to $10,000 per person, $20,000 per trip and $40,000 per year – for non-refundable travel expenses such as passenger fares, tours, and hotels. To be eligible for a claim, the trip must be cancelled or interrupted for a covered reason, such as the accidental injury, death, or illness of the cardholder or an immediate family member. Severe weather that prevents the start of a trip, terrorist attacks, and jury duty are covered reasons, too.… read full answer

You can learn more about the benefit and its exclusions on the Sapphire Reserve benefits website. To file a claim or to get more information, call 1-888-675-1461.