Do you have to give Barclaycard a travel notification?

Visa cardholders can set travel notifications through their credit card issuer’s website or mobile app, or by calling the number on the back of the card. Visa travel notifications help prevent cards from getting declined when cardholders make purchases in places they don’t normally visit. To be clear, however, travel notifications do not involve Visa directly and are instead arranged with the banks and credit unions that issue Visa cards.… read full answer

In general, it’s a good idea to set up travel notifications before leaving the country, and you might even want to do it before travelling to another state. It’s often not required, though.

With Capital One, for example, travel notifications are unnecessary due to their fraud detection practices. U.S. Bank, on the other hand, encourages travel notifications, but requires that you call their customer service to set one up, instead of providing an online option. With most other card issuers, you will be able to set up travel notifications online, through an app, or over the phone.

You don’t need to let your credit card company know you’re traveling, but it’s always a good idea. To protect you from fraud, credit card issuers look for charges that seem to be out of the ordinary, or “suspicious activity.” So, if they suddenly start seeing charges pop up on your card in a different state or country, they may decline the charge, assuming it’s fraudulent. In order to keep your credit card from being declined while you’re traveling abroad, you should submit a travel notice to your issuer.… read full answer

Issuers like Capital One and Barclaycard have stopped recommending travel notices, thanks to the increased security of EMV chip cards. They still offer the ability to set a travel notification, but state that it’s not necessary. American Express has actually stopped letting cardholders set travel notices altogether, saying their confidence in their fraud protection makes it unnecessary.

Submitting a travel notice to your credit card company can be done quickly and simply. Most credit card issuers let you submit a travel notice online or through their app. If you’re not sure how to submit a travel notice, you can always call the number on the back of your card and submit a travel notice over the phone. When you submit a travel notice, you should tell your issuer where exactly you’ll be traveling and the dates of your trips. If you’re going to multiple destinations, be sure to make that clear.

The Barclaycard foreign transaction fee is either 0% or 3%, depending on the card. So, it’s a good idea to check which Barclaycards come with 0% foreign fees before applying.

Here are some good Barclaycards with 0% foreign transaction fee:

• Emirates Skywards Premium Credit Card
• Wyndham Credit Card
• JetBlue Plus Card… read full answer
• Lufthansa Credit Card
• Holland America Line Credit Card

If you’re planning to travel overseas a lot, I’d definitely recommend getting one of the cards with 0% foreign transaction fee. After all, vacations are expensive enough without adding an extra 3% to the price of everything.

It’s also good to remember that you don’t have to travel to be charged a foreign fee. If you buy something online from a vendor in another country and get it shipped to you, foreign transaction fees apply there, too.

Ultimately, you can check out our editors’ latest picks for the best no foreign transaction fee credit cards on the market.