No, this card doesn’t have any sort of monthly spending requirement or account inactivity fee. So if you were to lock your card in a drawer without making a single purchase, you wouldn’t be charged a thing. The same would be true if you made some purchases, paid for them in full by the due date and then didn’t use your card for a few months after that. Of course, if you didn’t pay the full amount owed by the due date and thus carried a balance into the next month, you would be assessed interest on that unpaid amount, regardless of whether you make any new purchases thereafter. Please take into account though that you will lose any points you've accumulated after 12 months of inactivity. Hope this helps.
Nah, you'll be fine as far as that is concerned. If your balance is 0, you don't need to worry about buying things. Still, don't forget about it, as it'll get closed after a year of inactivity.
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