You can pay the balance every month, in order to avoid interest charges or you can carry a balance from one month to another, if you need to, but keep in mind that if you carry a balance beyond your grace period, interest will begin to accrue on that existing balance as well as any new purchases that you make thereafter. You will have to pay your bill in full for two consecutive months to regain your grace period and stop interest charges. You can learn more about how credit card interest works at: https://wallethub.com/edu/how-credit-card-interest-works/25789/ . Hope this helps. Best of luck!
Well yeah, as long as you have a balance on it. If you don't pay off your debt completely, it'll rollover to the next month, and you'll have a minimum amount to pay.
Moral of the story: try and not let it get to that point. Pay off your debt, and you won't need to worry about interest charges, or fees or anything.
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