Chip Lupo, Credit Card Writer
@CLoop
The Amazon.com Store Card reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period. Amazon.com Store Card reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Synchrony Bank may use a specific credit bureau more than another, depending on the applicant’s home state, and other factors.
Once Amazon.com Store Card reports your account information to a credit bureau, it may take a few days before the updates appear on your credit report. New Amazon.com Store Card cardholders may not see any new credit account info on their credit report for one or two billing periods after getting a card.
If you’d like to review your up-to-date credit score and TransUnion credit report, you can sign up for a free account on WalletHub. That way, you’ll be able to check every day to see if there’s any new information about the Amazon.com Store Card on your credit report.
People also ask
Does the Amazon Store Card do a hard pull?
Yes, the Amazon Store Card will do a hard pull, also known as a hard inquiry, which may cause your credit score to temporarily go down a few points. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Amazon Store Card.
A hard pull usually causes an applicant's credit score to drop...
read full answerWhat credit score do you need for the Amazon Store Card?
The Amazon.com Store Card requires a credit score of at least 640. That means people with fair credit or better have a shot at getting approved for this card. The better your credit score is, the higher your approval odds will be.
Other Amazon.com Store Card Approval Requirements
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the...
read full answerHow do you add positive accounts to your credit report?
You can attempt to add positive accounts to your credit report by requesting that your lender report your account to the three major credit bureaus. Some lenders report to just one or two of the major bureaus (Experian, Equifax, TransUnion), so your credit report may vary based on which company is putting it together. Others may choose not to your report at all, as there is no law that requires lenders to report information to...
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