Yes, the American Eagle Outfitters (AEO) Store Card reports to all three major credit bureaus (Equifax, Experian and TransUnion) on a monthly basis. The American Eagle Outfitters (AEO) Store Card reports information related to all the names on the account record, including authorized users.
Synchrony Bank uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness. Credit reports, however, don’t differ that much from bureau to bureau. So, there’s a huge overlap between the contents of each major credit report.
However, make sure all of your reports are in order. Remember that you are entitled to one free report from each of the three major credit bureaus every 12 months. This will provide an opportunity to check for any incorrect or outdated information on your credit report. Alternatively, you can also get your full report and score for free, … read full answerright here on WalletHub.
Yes, the American Eagle Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the American Eagle Store Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage … read full answerhere.
The American Eagle Store Card credit score requirements are pretty lean if you ask me. As with most store cards, they'll require a score of at least 640, which is the lowest credit score that puts you in the fair credit area. Anything higher than that and your odds improve significantly.… read full answer
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