Does the Amex Blue Sky card report to all credit bureaus?

American Express uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness. Credit reports, however, don’t differ that much from bureau to bureau. So, there’s a huge overlap between the contents of each major credit report.

However, make sure all of your reports are in order. Remember that you are entitled to one free report from each of the three major credit bureaus every 12 months. This will provide an opportunity to check for any incorrect or outdated information on your credit report. Alternatively, you can also ... read full answerget your full report and score for free, right here on WalletHub.

American Express reports to credit bureaus once per month, typically updating Experian, Equifax, and TransUnion within 5 days of a card’s billing cycle ending. Since Amex billing cycles are usually based on the opening date of cardholders’ accounts, there is no set day on which American Express reports to credit bureaus.... read full answer

For example, if someone opened an Amex credit card account on the 21st of October, then the end of the first billing cycle would fall around the 21st of November, one month after the opening date. In that case, Amex would report to the credit agencies sometime before the 26th.

Given that credit reporting happens on a different day for each Amex cardholder, it’s important to know when the end of your billing cycle and subsequent due date will be. If you just got a new Amex card, keep in mind that it might take one or two billing cycles for the new card to appear on a credit report. So, don’t worry if your American Express credit card doesn’t show up right away.