Thom Fotenberg, WalletHub Credit Card Analyst
@thom.f
Yes, the Blue Sky from American Express® Card reports to all three major credit bureaus (Experian, TransUnion and Equifax) on a monthly basis.
That means the Blue Sky from American Express® Card will help you build credit as long as you pay your bills by the due date each month and you stay below your credit limit. Ideally, you should aim for a credit utilization below 30%. You can check your credit reports and get credit score updates for free, right here on WalletHub.
People also ask
What credit bureau does American Express use for approval?
American Express uses all three major credit bureaus: TransUnion, Equifax, and Experian. Either one or more credit bureaus may be used when evaluating am American Express credit card application. Credit reports, however, don’t differ that much from bureau to bureau. So, there’s a huge overlap between the contents of each major credit report.
Keep in mind that, regardless of the credit bureau(s) the issuer chooses to use, you will always see a hard pull on your credit report...
read full answerWhen does American Express report to credit bureaus?
American Express reports to credit bureaus once per month, typically updating Experian, Equifax, and TransUnion within 5 days of a card’s billing cycle ending. Since Amex billing cycles are usually based on the opening date of cardholders’ accounts, there is no set day on which American Express reports to credit bureaus.
For example, if someone opened an Amex credit card account on the 21st of October, then the end of the first billing cycle...
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