You can use your Best Buy credit card both in store and online before it arrives. To make purchases in a Best Buy store, you’ll need to bring your ID so Best Buy can look up your account and verify you’re authorized. To do so online, you first have to save the card as your primary payment method in your Best Buy online account. After that, you’ll be able to make purchases on bestbuy.com before your card comes. Your card should arrive 10 business days after approval.
Here’s how to use a Best Buy credit card in store before it arrives:
Tell the Best Buy cashier you’d like them to look up your account.
Give the cashier a government-issued ID.
Make your purchase.
Here’s how to use a Best Buy credit card online before it arrives:
Some of the best instant virtual credit cards are Masterpass by Mastercard and Visa Checkout, as they both support credit cards from any network. In other words, they function just like a virtual card from a credit card issuer, but anyone can sign up.
But a number of major credit card issuers offer the ability to instantly get a virtual credit card, including Capital One, Chase and Wells Fargo. Credit card issuers’ virtual card programs, though, are limited only to their own customers.… read full answer
A virtual credit card is a unique card number, with an expiration date and security code to use when making purchases online (and sometimes in-store). Cardholders can instantly create such a card by using the issuer’s online tool or app.
The virtual card’s details replace the actual card information at checkout, but the purchase still gets charged to the customer’s credit card account. The point of this is that if the merchant’s records are compromised, people who gain access to those records will only have the virtual card details. That information can’t be used anywhere else and the cardholder’s real card information is safe.
So, credit card issuers that offer instant virtual credit cards typically let you create one for each merchant you use, for free. And it’s worthwhile because it adds an extra layer of security to all your transactions.
Where to Get Instant Virtual Credit Cards:
American Express Checkout: Amex provides a unique card number at checkout that can only be used at that merchant. It can only be used at select merchants like Walmart, Staples, Sears and Avis.
Capital One Eno: Lets you create a different virtual card number for each merchant. You can fill this information in instead of your regular card number at any website.
Chase Pay: Gives a virtual card for both online and in-store purchases wherever the Chase Pay logo appears. Places that accept it include Shop Rite, Best Buy, GAP, Walmart and Shell.
Citi Virtual Account Numbers: Available on some Citi cards. Log in to your Citi account to see if you are eligible. It generates unique card information to use at any merchant’s online checkout.
Wells Fargo Wallet: Works for payment at millions of participating merchants online and in-person. It offers a unique number to replace your actual credit card info during payment.
Masterpass: Allows people with cards from any network to shop online with a unique number for each merchant. Participating merchants include Dunkin Donuts, Office Depot and Walgreens.
Visa Checkout: Supports credit cards from any network and provides a unique payment token when checking out online. Participating merchants include Walmart, Staples and Marriott.
In an age of big data breaches and more and more advanced forms of fraud, it’s a good idea to be a step ahead by getting an instant virtual credit card whenever you shop online.
Not all credit card companies are fully embracing virtual card numbers, though. For example, Bank of America had a virtual card number program called Shop Safe but discontinued it in September 2019. Fortunately, there are several virtual wallet services that you can join no matter which bank or credit union issued your credit card.
You can check your Best Buy® Credit Card application status online or by calling the Best Buy Credit Card Center at (888) 574-1301. Both methods are quick and easy, and will tell you whether your application is approved, denied or still pending and both of them apply to the Best Buy® Store Card… read full answer, too. If your application is approved, you can expect your new card to arrive by mail within 10 business days.
Here’s how to check your Best Buy® Credit Card status online:
Give the representative your application reference number. If you don’t have it handy, Best Buy can look it up with your name and SSN.
If you’re approved, your card should already be on its way. If more than 10 business days go by, you should call the Best Buy® Credit Card Center again to check in.If you’re denied, you can always ask for reconsideration. Citibank issues all the Best Buy® Credit Cards, so you’ll have to go through them. And you’ll need to convince them that your credit or income is actually better than it appeared on your application. The number is (888) 201-4523.
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