Chip Lupo, Credit Card Writer
Yes, the BankAmericard credit card reports to the credit bureaus every month, within days after the cardholder’s billing period closes. Bank of America reports the card’s credit limit, account balance, and payment history to all three of the major credit bureaus: Experian, TransUnion, and Equifax.
Once the BankAmericard credit card reports your account information to a credit bureau, it may take a few days from when the bureau receives the info before the updates appear on your credit report. Keep in mind that new BankAmericard credit card users may not see any credit account info on their credit report for one or two billing periods after being approved for an account.
To see what information Bank of America is reporting to the credit bureaus on your BankAmericard credit card account and when it’s being reported, sign up for a WalletHub account for daily updates on both your credit report and your credit score.
BankAmericard® credit card
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