Lisa Cahill, Credit Cards Moderator
@lisacahill
No, Chase Freedom Unlimited does not have a monthly fee or an annual fee. There is no cost to own Chase Freedom Unlimited, as long as you avoid interest charges by paying for purchases in full by the due date each month. There are a couple other potential charges you’ll want to avoid, too.
Fees on Chase Freedom Unlimited
- Monthly fee: $0
- Annual fee: $0
- Balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
- Foreign transaction fee: 3% of each transaction in U.S. dollars
- Cash advance fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
In all, you won’t have to pay any monthly or annual fees on Chase Freedom Unlimited just to own the card. However, you still may end up paying some fees if you make certain types of transactions, like balance transfers or cash advances.

Chase Freedom Unlimited®
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