Yes, Chipotle does take American Express credit cards, along with Visa, Mastercard, and Discover cards. Chipotle Mexican Grill also accepts prepaid cards, debit cards, cash, and Chipotle gift cards as valid payment methods. Finally, Chipotle takes digital wallets such as Apple Pay through the Chipotle app.
You can’t pay for Chipotle using a check or money order, and it’s unlikely that you’ll be able to use digital wallets in the restaurant. Regardless, you shouldn’t have any trouble paying with an Amex credit card at Chipotle.
American Express is accepted at 10.6 million merchant locations in the U.S. and in 160+ countries and territories abroad. But you’ll find some stores that have exclusive deals with the more popular networks, Visa and Mastercard. For example, Costco only accepts Visa cards now, after switching from Amex only in 2016. Plus, despite the good number of foreign countries where you can use American Express cards, acceptance is on a merchant-by-merchant basis. So, coverage in a lot of countries is hit or miss.… read full answer
Here’s where American Express is accepted:
Where American Express is Accepted in the U.S.: 10.6 million merchants
Where American Express is Accepted Internationally: 160+ countries and territories
Countries Where American Express is Accepted Most: Canada, Australia, UK, India, Singapore
Places Where American Express is Not Accepted: Cuba, Sudan, South Sudan, Iran, Syria
Major Retailers That Accept American Express: Amazon, IKEA, Sears, Target, Walmart, Lowe’s, Apple, Best Buy, Staples, CVS
Major Retailers That Don’t Accept American Express: Costco, small non-chain stores/restaurants
So, an American Express card is enough for your shopping within the U.S. Though you may find some stores that don’t take it, the majority will. But you’ll probably want to have a no foreign transaction fee Visa or Mastercard when you go abroad. Those networks guarantee you worldwide coverage, with acceptance in over 200 countries and territories. Plus, Mastercard and Visa cards are accepted just about universally within those regions. Amex cards still have hit-or-miss acceptance in many.
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