Does the Delta Gold Card report to credit bureaus?

The Delta SkyMiles® Reserve American Express Card does not offer price protection. The Delta Reserve Credit Card’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.... read full answer

In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.

To contact the Delta SkyMiles® Reserve American Express Card reconsideration line, call 1-800-567-1083. The Delta Reserve Credit Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.

If you call to request reconsideration from American Express, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your financial profile is better than it appeared on your initial application.... read full answer

For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. Alternatively, if you were denied because of incomplete or incorrect information on the application, you could ask for reconsideration after fixing that error.

At the end of the day, you probably won’t be successful in overturning your denial, but there’s no harm in trying.

You can make a Delta SkyMiles® Reserve American Express Card payment online, by phone, through the American Express mobile app or by mail. To pay a Delta Reserve Credit Card bill online, log in to your online account and click on “Make Payment.” Then, choose how much to pay, when to pay it, and where the payment is coming from. American Express does allow cardholders to set up automatic payments, too.... read full answer

Ways to Make a Delta Reserve Credit Card Payment

• By phone: Call 1-800-472-9297 and enter your card information, then follow the prompts to make a credit card payment..
• Online: Log in to your online account and click on “Make Payment.”
• Through the mobile app: Log in to your account and select your card, then tap “Make a Payment.”
• By mail: Send a check or money order (but not cash) to

  American Express

  P.O. Box 650448 Dallas

  TX 75265-0448.

  Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.